12 Plum Tree Ln, Madison, MS 39110 Property Records

Madison County property record for 12 Plum Tree Ln, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,504 sqft · built 1972
Owner	Individual Name on File
Tax Bill	$1,396 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072E-22B-016`

Property Details

APN / Parcel Number

Primary APN	`072E-22B-016`
Alternative APNs	`072E-22B-016/00.00` `14979`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,504 sqft Adjusted Area
1st Floor Area	3,223 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Deck Area	776 sqft
Patio Area	64 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	14979
Old Parcel Number	072E-22B-016/00.00
Street Address	12 PLUM TREE LN
City	MADISON
State	MS
Zip	39110-9620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 SANDALWOOD SUB PT 1
Legal Range	02E
Legal Township	07N
Legal Section	22
Legal Subdivision	SANDALWOOD PT 1
Legal Lot Number	12
Jurisdiction	MADISON MS
Township / Civil Division	3
Census Block Group	1
Census Block	1004
Census Tract	30110

Owner

12 Plum Tree Ln is owned and occupied by an individual who acquired it in December 1992.

Source: Madison County records, as of December 1, 2025

Owner of Record	Individual Name on File
Mailing Address	12 PLUM TREE LN, MADISON, MS 39110-9620
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Oct 14, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Jul 25, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Jul 25, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 1992
Deed Sale	Dec 16, 1992
Deed Document Number	0000309530
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	12 PLUM TREE LN, MADISON, MS 39110-9620
Document Number	0000914227
Instrument Date	Oct 14, 2020
Transaction Type	Mortgage
Record Updated	Jan 26, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 PLUM TREE LN MADISON MS 391109620, MADISON, MS 39110-9620

Mortgage

Document Number	0000914227
Date	Dec 28, 2020
Book Page	003965/000805
Instrument	914227

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	768 Months
Due	Dec 27, 2084

Interest

Rate Type	Adjustable Rate
Rate	3.12%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	12 PLUM TREE LN, MADISON, MS 39110-9620
Document Number	0000914229
Instrument Date	Oct 14, 2020
Transaction Type	Mortgage
Record Updated	Jan 26, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 PLUM TREE LN MADISON MS 391109620, MADISON, MS 39110-9620

Mortgage

Document Number	0000914229
Date	Dec 28, 2020
Book Page	003965/000841
Instrument	914229

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	768 Months
Due	Dec 27, 2084

Interest

Rate Type	Adjustable Rate
Rate	3.12%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	12 PLUM TREE LN, MADISON, MS 39110-9620
Document Number	0000870717
Instrument Date	Jul 25, 2019
Transaction Type	Mortgage
Record Updated	Aug 29, 2019
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 PLUM TREE LN MADISON MS 391109620, MADISON, MS 39110-9620

Mortgage

Document Number	0000870717
Date	Aug 22, 2019
Book Page	003756/000187
Instrument	870717

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	780 Months
Due	Aug 21, 2084

Interest

Rate Type	Adjustable Rate
Rate	5.44%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	12 PLUM TREE LN, MADISON, MS 39110-9620
Document Number	0000870718
Instrument Date	Jul 25, 2019
Transaction Type	Mortgage
Record Updated	Aug 29, 2019
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 PLUM TREE LN #X MADISON MS 391109620, X, MADISON, MS 39110-9620

Mortgage

Document Number	0000870718
Date	Aug 22, 2019
Book Page	003756/000201
Instrument	870718

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	780 Months
Due	Aug 21, 2084

Interest

Rate Type	Adjustable Rate
Rate	5.44%

Tax Assessment & Valuation

The 2025 property tax bill for 12 Plum Tree Ln was $1,396 with a homeowner's exemption.

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,396.00 Homeowner's exemption	$20,287	$202,870 Land $55,000 Building $147,870
2024	$1,396.00
2023	$1,396.00 Homeowner's exemption	$20,184	$201,840 Land $55,000 Building $146,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Plum Tree Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	2 (2024–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Plum Tree Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK W/A -EAST public/private · serves 18,770 people · EPA ID MS0450002
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: NETSPEEDMS.

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