St. Charles County property record for 12 Plackemeier Dr, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,248 sqft · built 1960 |
| Lot Size | 1.17 acres (50,965 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $2,341 (2024) |
| Deeds & Mortgages | Aug 2018 Line of Credit Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 340350A000 |
| Primary APN | 340350A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| Gross Area | 2,496 sqft |
| 1st Floor Area | 1,248 sqft |
| Basement Area | 1,248 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 50,965 sqft (1.17 acres) |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 1,680 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 340350A000 |
|---|---|
| Street Address | 12 PLACKEMEIER DR |
| City | O FALLON |
| State | MO |
| Zip | 63366-2919 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | FORT ZUMWALT HGTS PT TRT 7 |
| Legal Subdivision | FORT ZUMWALT HGTS |
| Legal Tract | 7 |
| Legal Lot Number | 7 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LAKE ST. LOUIS |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 311712 |
12 Plackemeier Dr is owner-occupied and held in a trust since February 2016.
Source: St. Charles County records, as of August 13, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 12 PLACKEMEIER DR, O FALLON, MO 63366-2919 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2018 | Deed of Trust, Mortgage · Line of Credit COMMERCE BANK |
| Aug 24, 2018 | Deed of Trust, Mortgage COMMERCE BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 20, 2013 |
| Deed Sale | Feb 20, 2013 |
| Prior Sale | Dec 4, 2008 · Amount on File |
| Deed Document Number | 2013142070 |
| Deed Book / Page | 5961 / 518 |
| Last Transfer Date | Feb 18, 2016 |
| Transfer Doc | 0064930059 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 12 PLACKEMEIER DR, O FALLON, MO 63366-2919 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0069671426 |
|---|---|
| Date | Aug 24, 2018 |
| Book Page | 6967/1426 |
| Instrument | 20180824000485610 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 16, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 12 PLACKEMEIER DR, O FALLON, MO 63366-2919 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0069671330 |
|---|---|
| Date | Aug 24, 2018 |
| Book Page | 6967/1330 |
| Instrument | 20180824000485370 |
| Name | COMMERCE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Amount | Amount on Record |
|---|---|
| Term | 72 Months |
| Due | Aug 16, 2024 |
Source: St. Charles County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $32,728 | $172,254 Land $48,000 Building $124,254 | |
| 2024 | $2,341.00 | ||
| 2023 | $35,137 | ||
| 2022 | $184,928 Land $40,000 Building $144,928 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Plackemeier Dr in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 22 (1981–2022) |
| Claims Outside the SFHA | 6 of 22 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Plackemeier Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Brightspeed, Verizon, Wisper ISP.
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