12 Piper Point Rd, Wells, ME 04090 Property Records

York County and Wells Town property record for 12 Piper Point Rd, Wells, ME 04090

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,544 sqft · built 2006
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,328,500 (Mar 2024)
Tax Bill	$8,418 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2024 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`WLLS M:117 L:57`

Property Details

APN / Parcel Number

Primary APN	`WLLS M:117 L:57`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,544 sqft Living Area
Gross Area	8,822 sqft
1st Floor Area	2,555 sqft
Attic	Attic
Attic Area	624 sqft
Basement Area	2,005 sqft
Unfinished Basement	1,017 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	12 PIPER POINT RD
City	WELLS
State	ME
Zip	04090-5176
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GB
Legal Lot Number	57
Jurisdiction	WELLS ME
Township / Civil Division	WELLS
Census Block Group	2
Census Block	2010
Census Tract	34005

Owner

Source: York County and Wells Town records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 PIPER POINT RD, WELLS, ME 04090-5176
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK NA
Mar 27, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage ATLANTIC REGIONAL FCU
Feb 18, 2021	Deed of Trust, Mortgage · ARM SACO & BIDDEFORD SAVINGS
Oct 15, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage KENNETH P HOLMES
Dec 22, 2017	Deed of Trust, Mortgage BIDDEFORD SAVINGS BK
Jan 31, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage SACO & BIDDEFORD SAVINGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2024 · Amount on Record
Deed Sale	Mar 27, 2024 · Amount on Record
Prior Sale	Oct 15, 2021 · Amount on Record
Deed Document Number	20242024008767
Deed Book / Page	19409 / 26
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS ME
Recording Date	Aug 11, 2026
Property Address	12 PIPER POINT RD, WELLS, ME 04090-5176
Document Number	0000029940
Book / Page	19970 / 468
Instrument Date	Aug 6, 2026
Instrument	202629940
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 PIPER POINT RD, WELLS, ME 04090-5176

Mortgage

Document Number	0000029940,
Date	Aug 11, 2026
Book Page	19970/468
Instrument	202629940

Lender

Name	M & T BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS ME
Recording Date	Mar 27, 2024
Property Address	12 PIPER POINT RD, WELLS, ME 04090-5176
Document Number	0194090026
Book / Page	19409 / 26
Instrument Date	Mar 26, 2024
Instrument	2024008767
Transaction Type	Transfer
Record Updated	Apr 15, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16 MANOR CIR APT 4, 4, SANFORD, ME 04073-2317

Mortgage

Document Number	2024008768
Date	Mar 27, 2024
Instrument	2024008768

Lender

Name	ATLANTIC REGIONAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS ME
Property Address	12 PIPER POINT RD, WELLS, ME 04090-5176
Transaction Type	Mortgage
Record Updated	Jan 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0185620642
Date	Feb 18, 2021
Book Page	18562/642
Instrument	2021009574

Lender

Name	SACO & BIDDEFORD SAVINGS
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Mar 1, 2024
Index	1-Year CMT

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS ME
Recording Date	Oct 15, 2021
Property Address	12 PIPER POINT RD, WELLS, ME 04090-5176
Document Number	0188380071
Book / Page	18838 / 71
Instrument Date	Oct 13, 2021
Instrument	2021060526
Transaction Type	Transfer
Record Updated	Jan 30, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2314, OGUNQUIT, ME 03907-2314

Mortgage

Document Number	2021060527
Date	Oct 15, 2021
Instrument	2021060527

Lender

Name	KENNETH P HOLMES

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS ME
Property Address	12 PIPER POINT RD, WELLS, ME 04090-5176
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0176310607
Date	Dec 22, 2017
Book Page	17631/0607
Instrument	201754406

Lender

Name	BIDDEFORD SAVINGS BK

Agreement

Amount	Amount Recorded
Term	289 Months
Due	Jan 7, 2042

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS ME
Recording Date	Jan 31, 2020
Property Address	12 PIPER POINT RD, WELLS, ME 04090-5176
Document Number	0181600303
Book / Page	18160 / 303
Instrument Date	Jan 30, 2020
Instrument	2020005164
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 904, OGUNQUIT, ME 03907-0904

Mortgage

Document Number	2020005165
Date	Jan 31, 2020
Instrument	2020005165

Lender

Name	SACO & BIDDEFORD SAVINGS
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Feb 1, 2023
Max Rate At Change	2.88%
Index	1-Year CMT

Tax Assessment & Valuation

Source: York County and Wells Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Wells Town
Unified School District	Wells-Ogunquit Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,418.00 (+6.25%)	$1,303,140 (-) Land $279,560 Building $1,023,580
2024	$7,923.00 (+0.23%)	$1,303,140 (-1.76%) Land $279,560 Building $1,023,580
2023	$7,905.00 (+19.77%)	$1,326,420 (+110.22%) Land $279,560 Building $1,046,860	$1,230,725
2022	$6,600.00	$630,960 Land $112,790 Building $518,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 280 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	345 units insured incl. 65 condo units
Nearby Flood Claims	124 (1991–2024)
Claims Outside the SFHA	9 of 124
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 2024 · 66 claims Severe Storm And Flooding, Dec 2022 · 23 claims Coastal Storm, Oct 1991 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENNEBUNK, KENNEBUNKPORT & WELLS WD serves 35,663 people · EPA ID ME0090760
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, GoNetspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Piper Point Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures