12 Pineknoll Cir, Palmyra, VA 22963 Property Records

Fluvanna County property record for 12 Pineknoll Cir, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,600 sqft · built 1972
Lot Size	0.478 acres (20,822 sqft)
Owner	Individual Name on File
Last Sale	$606,000 (May 2021)
Tax Bill	$5,207 (2025)
Deeds & Mortgages	Oct 2021 Mortgage May 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`18A 1 27`

Property Details

APN / Parcel Number

Primary APN	`18A 1 27`
Alternative APN	`3896`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,600 sqft Living Area
Gross Area	7,643 sqft
1st Floor Area	1,600 sqft
Basement Area	1,600 sqft
Finished Basement	1,600 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2000
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,822 sqft (0.478 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	84 sqft
Deck Area	240 sqft
Patio Area	72 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3896
Street Address	12 PINEKNOLL CIR
City	PALMYRA
State	VA
Zip	22963-3332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 210002445 ASHLAWN-1 LOT 27 20,814 SF
Legal Subdivision	LAKE MONTICELLO
Legal Block	2
Legal Lot Number	27
Jurisdiction	FLUVANNA VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1025
Census Tract	20104

Owner

12 Pineknoll Cir is owned by an individual who bought it in May 2021.

Source: Fluvanna County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	9511 SOUTHERN CROSS LN, BURKE, VA 22015-4520
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC UNION BANK
May 13, 2021	Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2021 · Amount on File
Deed Sale	May 13, 2021 · Amount on File
Deed Document Number	20212445
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	12 PINEKNOLL CIR, PALMYRA, VA 22963-3332
Transaction Type	Mortgage
Record Updated	Jun 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210005008
Date	Oct 4, 2021
Instrument	210005008

Lender

Name	ATLANTIC UNION BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	May 13, 2021
Property Address	12 PINEKNOLL CIR, PALMYRA, VA 22963-3332
Document Number	0210002445
Map Reference	DB 74 PG 260A
Instrument Date	May 12, 2021
Instrument	210002445
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$606.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9511 SOUTHERN CROSS LN, BURKE, VA 22015-4520

Tax Assessment & Valuation

The 2025 property tax bill for 12 Pineknoll Cir was $5,207, up 0.7% from the year before.

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$689,710 (-) Land $210,000 Building $479,710	$689,710 (-) Land $210,000 Building $479,710
2025	$5,207.00 (+0.68%)	$689,710 Land $210,000 Building $479,710	$689,710 Land $210,000 Building $479,710
2024	$5,172.00
2023		$549,100 Land $210,000 Building $339,100	$549,100 Land $210,000 Building $339,100
2022	$4,634.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Pineknoll Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Pineknoll Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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