12 Pinehaven Cir, Midland, MI 48642 Property Records

Midland County property record for 12 Pinehaven Cir, Midland, MI 48642

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,753 sqft · built 2013
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$605,000 (Jul 2023)
Tax Bill	$13,192 (2025)
Deeds & Mortgages	Oct 2025 Transfer Jul 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-02-40-418`

Property Details

APN / Parcel Number

Primary APN	`14-02-40-418`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,753 sqft Living Area
1st Floor Area	1,897 sqft
Basement Area	1,897 sqft
Unfinished Basement	1,897 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	180 ft deep x 88 ft wide
Garage Area	717 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12 PINEHAVEN CIR
City	MIDLAND
State	MI
Zip	48642-3419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Description	LOT 9 PINEHAVEN ESTATES
Legal Subdivision	PINEHAVEN ESTATES
Legal Lot Number	9
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	1
Census Block	1005
Census Tract	290902

Owner

Source: Midland County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 PINEHAVEN CIR, MIDLAND, MI 48642-3419
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Intrafamily Transfer, Transfer
Jul 3, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED FCU
Feb 6, 2023	Intrafamily Transfer, Transfer
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2023 · Amount on Record
Deed Sale	Jul 3, 2023 · Amount on Record
Prior Sale	Mar 29, 2016 · Amount on Record
Deed Book / Page	1666 / 95
Prior Transfer Date	Feb 3, 2023
Prior Transfer Doc	01662/1286
Record Updated	Sep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Oct 23, 2025
Property Address	12 PINEHAVEN CIR, MIDLAND, MI 48642-3419
Document Number	2025R09492
Map Reference	LB Q PG 93
Instrument Date	Sep 5, 2025
Instrument	2025R-09492
Transaction Type	Transfer
Record Updated	Nov 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 PINEHAVEN CIR, MIDLAND, MI 48642-3419

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12 PINEHAVEN CIR, MIDLAND, MI 48642-3419

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Jul 3, 2023
Property Address	12 PINEHAVEN CIR, MIDLAND, MI 48642-3419
Document Number	0001666/95
Book / Page	1666 / 95
Map Reference	LB Q PG 93
Instrument Date	Jun 29, 2023
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,537.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 PINEHAVEN CIR, MIDLAND, MI 48642-3419

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3406 ROCAWAY DR, HUDSONVILLE, MI 49426-6902

Mortgage

Document Number	0000166696
Date	Jul 3, 2023
Instrument	1666/96

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	8.25%
Type Change Date	Jul 1, 2030
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	13.2%
Index	1-Year T-Bill
Max Rate	13.2%

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Feb 6, 2023
Property Address	12 PINEHAVEN CIR, MIDLAND, MI 48642-3419
Document Number	01662/1286
Book / Page	1662 / 1286
Map Reference	LB Q PG 93
Instrument Date	Feb 2, 2023
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 PINEHAVEN CIR, MIDLAND, MI 48642-3419

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 PINEHAVEN CIR, MIDLAND, MI 48642-3419

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	12 PINEHAVEN CIR, MIDLAND, MI 48642-3419
Transaction Type	Mortgage
Record Updated	Jun 18, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1633/470
Date	Apr 29, 2020
Book Page	1633/470

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

Tax Assessment & Valuation

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$359,000 (+6.72%)	$718,000 (+6.72%)
2025	$13,192.00 (+1.03%) Homeowner's exemption	$336,400 (+50.51%)	$672,800 (+50.51%)
2024	$13,058.00 (+75.35%)
2023		$223,500	$447,000
2022	$7,447.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Omni Fiber.

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