Chatham County property record for 12 Pine St, Tybee Island, GA 31328
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 879 sqft · built 2004 |
| Lot Size | 0.103 acres (4,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $224,000 (Mar 2011) |
| Tax Bill | $2,120 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jun 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 4-0003-02-018 |
| Primary APN | 4-0003-02-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 879 sqft Living Area |
| 1st Floor Area | 879 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 4,500 sqft (0.103 acres) |
| Lot Dimensions | 90 ft deep x 40 ft wide |
| Pool Area | 41 sqft |
| Porch | Slab |
| Porch Area | 216 sqft |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Street Address | 12 PINE ST |
|---|---|
| City | TYBEE ISLAND |
| State | GA |
| Zip | 31328-9317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | LOT 43 FORT WARD TYBEE ISLAND P RB 27P 76 |
| Legal Subdivision | TYBEE SCREVEN |
| Legal Lot Number | 43 |
| Jurisdiction | CHATHAM GA |
| Township / Civil Division | TYBEE ISLAND-WILMINGTON ISLAND |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 11110 |
Source: Chatham County records, as of October 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 PINE ST, TYBEE ISLAND, GA 31328-9317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK |
| Jun 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 24, 2011 · Amount on File |
| Deed Sale | Mar 24, 2011 · Amount on File |
| Prior Sale | Mar 21, 2011 · Amount on File |
| Deed Document Number | 20112323 |
| Deed Book / Page | 368O / 338 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Recording Date | Jun 23, 2026 |
| Property Address | 12 PINE ST, TYBEE ISLAND, GA 31328-9317 |
| Document Number | 4014000450 |
| Book / Page | 4014 / 450 |
| Instrument Date | Jun 22, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12 PINE ST, TYBEE ISLAND, GA 31328-9317 |
| Document Number | 4014000450, |
|---|---|
| Date | Jun 23, 2026 |
| Book Page | 4014/450 |
| Name | FIRST CITIZENS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 12 PINE ST, TYBEE ISLAND, GA 31328-9317 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 12 PINE ST, TYBEE ISLAND, GA 31328-9317 |
| Document Number | 0024300386 |
|---|---|
| Date | Jun 30, 2021 |
| Book Page | 0000002430/0000000386 |
| Name | QUICKEN LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2036 |
Source: Chatham County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Chatham County |
| Municipality | Tybee Island City |
| Unified School District | Chatham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $156,160 (+2.15%) Land $82,520 Building $73,640 | $390,400 (+2.15%) Land $206,300 Building $184,100 | |
| 2025 | $2,120.00 (+10.02%) Homeowner's exemption | $152,880 (+8.52%) Land $82,520 Building $70,360 | $382,200 (+8.52%) Land $206,300 Building $175,900 |
| 2023 | $140,880 (+19.63%) Land $82,520 Building $58,360 | $352,200 (+19.63%) Land $206,300 Building $145,900 | |
| 2022 | $1,927.00 | $117,760 Land $60,520 Building $57,240 | $294,400 Land $151,300 Building $143,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 421 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 563 units insured incl. 142 condo units |
| Nearby Flood Claims | 37 (2016–2017) |
| Claims Outside the SFHA | 1 of 37 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.2% of Georgia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TYBEE ISLAND serves 8,047 people · EPA ID GA0510005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Verizon.
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