Lancaster County property record for 12 Pine St, Mount Joy, PA 17552
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,584 sqft · built 1941 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,863 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage Aug 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 450-80488-0-0000 |
| Primary APN | 450-80488-0-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,584 sqft Living Area |
| Gross Area | 2,664 sqft |
| 1st Floor Area | 792 sqft |
| Upper Floors Area | 792 sqft |
| Basement Area | 792 sqft |
| Utility Room | Utility Room |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 4,356 sqft (0.1 acres) |
| Porch | Enclosed Porch |
| Porch Area | 292 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 12 PINE ST |
|---|---|
| City | MOUNT JOY |
| State | PA |
| Zip | 17552-1528 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | LDR |
| Legal Description | 12 PINE ST |
| Legal Lot Number | 2A |
| Jurisdiction | LANCASTER PA |
| Township / Civil Division | MOUNT JOY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 10902 |
Source: Lancaster County records · APN 450-80488-0-0000
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 PINE ST, MOUNT JOY, PA 17552-1528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 16, 2017 | Deed of Trust, Mortgage · Commercial Mortgage UNION COMMUNITY BANK |
| Aug 15, 2017 | Deed of Trust, Mortgage · Commercial Mortgage UNION COMMUNITY BANK |
| Nov 19, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHWEST BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Feb 06, 2009 |
| Transfer Doc | 0005760222 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 12 PINE ST, MOUNT JOY, PA 17552-1528 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0006367696 |
|---|---|
| Date | Nov 16, 2017 |
| Instrument | 6367696 |
| Name | UNION COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | MOUNT JOY, PA 17552 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 12 PINE ST, MOUNT JOY, PA 17552-1528 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0006349862 |
|---|---|
| Date | Aug 15, 2017 |
| Instrument | 6349862 |
| Name | UNION COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | MOUNT JOY, PA 17552 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 12 PINE ST, MOUNT JOY, PA 17552-1528 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0006561063 |
|---|---|
| Date | Nov 19, 2020 |
| Instrument | 6561063 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 10, 2030 |
Source: Lancaster County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Lancaster County |
| Municipality | Mount Joy Borough |
| Unified School District | Donegal School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $141,900 (-) Land $34,400 Building $107,500 | $141,900 (-) Land $34,400 Building $107,500 | |
| 2025 | $3,863.00 (+1.77%) | ||
| 2024 | $3,796.00 | $141,900 Land $34,400 Building $107,500 | |
| 2018 | $141,900 Land $34,400 Building $107,500 |
Source: FEMA National Flood Hazard Layer as of June 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
Based on FCC filings for 307 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MT JOY BORO AUTH serves 15,261 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Jan 2026 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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