12 Pine Ridge Dr, Summit, NJ 07901 Property Records

Union County and Summit City property record for 12 Pine Ridge Dr, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	2,024 sqft · built 1952
Lot Size	0.324 acres (14,113 sqft)
Owner	2 Individual Names on Record
Last Sale	$995,000 (Jul 2018)
Tax Bill	$19,252 (2025)
Deeds & Mortgages	May 2024 Line of Credit Apr 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-03107-0000-00029`

Property Details

APN / Parcel Number

Primary APN	`18-03107-0000-00029`
Alternative APNs	`1800095J00001M` `180310700029`

Interior

Stories	1 Story
Building Area	2,024 sqft Living Area
1st Floor Area	2,024 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	14,113 sqft (0.324 acres)

Location & Zoning

Old Parcel Number	1800095J00001M
Street Address	12 PINE RIDGE DR
City	SUMMIT
State	NJ
Zip	07901-2437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Block	3107
Legal Lot Number	29
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	1
Census Block	1012
Census Tract	37900

Owner

Source: Union County and Summit City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 PINE RIDGE DR, SUMMIT, NJ 07901-2437
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2024	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Apr 7, 2022	Deed of Trust, Mortgage · Line of Credit SPENCER SAVINGS BANK SLA
Oct 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY FCU
Jul 6, 2018	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2018 · Amount on Record
Deed Sale	Jul 6, 2018 · Amount on Record
Deed Document Number	2018301886
Deed Book / Page	6273 / 235
Prior Transfer Date	Nov 23, 2016
Prior Transfer Doc	0061600239
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	12 PINE RIDGE DR, SUMMIT, NJ 07901-2437
Transaction Type	Mortgage
Record Updated	May 22, 2024
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 PINE RIDGE DR, SUMMIT, NJ 07901-2437

Mortgage

Document Number	0154912850
Date	May 9, 2024
Book Page	15491/2850
Instrument	64571

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 24, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	12 PINE RIDGE DR, SUMMIT, NJ 07901-2437
Transaction Type	Mortgage
Record Updated	Apr 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0151980001
Date	Apr 7, 2022
Book Page	15198/1
Instrument	35217

Lender

Name	SPENCER SAVINGS BANK SLA
Type	Bank
Address	ELMWOOD PARK, NJ 07407

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Mar 30, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	12 PINE RIDGE DR, SUMMIT, NJ 07901-2437
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146022375
Date	Oct 4, 2019
Book Page	14602/2375
Instrument	679563

Lender

Name	AFFINITY FCU
Type	Credit Union
Address	BASKING RIDGE, NJ 07920

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Jul 6, 2018
Property Address	12 PINE RIDGE DR, SUMMIT, NJ 07901-2437
Document Number	0062730235
Book / Page	6273 / 0235
Instrument Date	Jun 15, 2018
Instrument	301886
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	MULTIPLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,517.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32 BARNSDALE RD, 32, MADISON, NJ 07940-2826

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 PINE RIDGE DR, SUMMIT, NJ 07901-2437

Mortgage

Document Number	659459
Date	Jul 6, 2018
Instrument	659459

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$430,600 (-) Land $224,800 Building $205,800	$430,600 (-) Land $224,800 Building $205,800
2025	$19,252.00 (+2.64%)	$430,600 (-) Land $224,800 Building $205,800	$430,600 (-) Land $224,800 Building $205,800
2024	$18,757.00 (+1.71%)
2023		$430,600 Land $224,800 Building $205,800	$430,600 Land $224,800 Building $205,800
2022	$18,442.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	12 (1979–2021)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: AT&T.

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