West Haven City property record for 12 Phillips Ter, West Haven, CT 06516
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,995 sqft · built 1938 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $110,000 (Jun 2012) |
| Tax Bill | $7,967 (2025) |
| Deeds & Mortgages | Apr 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 10682 |
| Primary APN | 10682 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,995 sqft Living Area |
| Gross Area | 4,497 sqft |
| 1st Floor Area | 1,553 sqft |
| Attic | Attic |
| Attic Area | 884 sqft |
| Basement Area | 996 sqft |
| Unfinished Basement | 996 sqft |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 10682 |
|---|---|
| Street Address | 12 PHILLIPS TER |
| City | WEST HAVEN |
| State | CT |
| Zip | 06516-4108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 3 |
| Jurisdiction | WEST HAVEN CT |
| Township / Civil Division | WEST HAVEN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 154600 |
12 Phillips Ter is owned and occupied by two individuals who bought it in June 2012.
Source: West Haven City records, as of September 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 PHILLIPS TER, WEST HAVEN, CT 06516-4108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2012 · Amount on File |
| Deed Sale | Jun 11, 2012 · Amount on File |
| Prior Sale | Dec 26, 2002 · Amount on File |
| Deed Book / Page | 1663 / 915 |
| Transfer Doc | 0964000414 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEST HAVEN CT |
| Property Address | 12 PHILLIPS TER, WEST HAVEN, CT 06516-4108 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001935-726 |
|---|---|
| Date | Apr 6, 2022 |
| Book Page | 1935/726 |
| Name | NEWTOWN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
The 2025 property tax bill for 12 Phillips Ter was $7,967.
Source: West Haven City assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | West Haven City |
| Unified School District | West Haven School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,967.00 | $230,720 Land $65,100 Building $165,620 | $329,600 Land $93,000 Building $236,600 |
| 2024 | $7,967.00 (+21.56%) | ||
| 2023 | $6,554.00 (+2.01%) | $140,910 (-) Land $45,080 Building $95,830 | |
| 2022 | $6,425.00 | $140,910 Land $45,080 Building $95,830 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Phillips Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 12 Phillips Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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