12 Phillips St, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 12 Phillips St, Bloomfield, NJ 07003

Property Summary

Property TypeSingle Family Home
Details1,788 sqft · built 1929
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on Record
Last Sale$270,000 (Feb 2015)
Tax Bill$14,054 (2025)
Deeds & MortgagesJul 2022 Second Mortgage
Feb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN02-00961-0000-00009

Property Details

APN / Parcel Number

Primary APN02-00961-0000-00009
Alternative APN
  • 020096100009

Interior

Stories1 Story
Building Area1,788 sqft Living Area
1st Floor Area1,788 sqft

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1929
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions100 ft deep x 60 ft wide

Location & Zoning

Old Parcel Number020096100009
Street Address12 PHILLIPS ST
CityBLOOMFIELD
StateNJ
Zip07003-4104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1B
Legal Description.14 AC
Legal Block961
Legal Lot Number9
JurisdictionESSEX NJ
Township / Civil DivisionBLOOMFIELD
Census Block Group2
Census Block2001
Census Tract15000

Owner

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12 PHILLIPS ST, BLOOMFIELD, NJ 07003-4104
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SPRING EQ LLC
Feb 10, 2022Deed of Trust, Mortgage · Conventional Mortgage
GET A RATE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 6, 2015 · Amount on Record
Deed SaleFeb 6, 2015 · Amount on Record
Deed Book / Page12536 / 8724
Record UpdatedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address12 PHILLIPS ST, BLOOMFIELD, NJ 07003-4104
Transaction TypeMortgage
Record UpdatedAug 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000071490
DateJul 29, 2022
Instrument2022071490
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressWAYNE, PA 19087
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueAug 1, 2042

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address12 PHILLIPS ST, BLOOMFIELD, NJ 07003-4104
Transaction TypeMortgage
Record UpdatedMar 2, 2022
Title CompanyELITE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013356
DateFeb 10, 2022
Instrument2022013356
Lender
NameGET A RATE LLC
TypeMortgage Company
AddressHACKENSACK, NJ 07601
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMar 1, 2042

Tax Assessment & Valuation

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionBloomfield Township
Unified School DistrictBloomfield Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$402,800 (-) Land $145,000 Building $257,800$402,800 (-) Land $145,000 Building $257,800
2025$14,054.00 (+2.87%)$402,800 (-) Land $145,000 Building $257,800$402,800 (-) Land $145,000 Building $257,800
2024$13,662.00 (+5.93%)
2023$402,800 Land $145,000 Building $257,800$402,800 Land $145,000 Building $257,800
2022$12,897.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2011)
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMFIELD WATER DEPARTMENT
serves 53,315 people · EPA ID NJ0702001
Water SourcePurchased surface water from NEWARK WATER DEPARTMENT
Last State InspectionSep 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2024
Treatment failure
resolved · Nov 2020
Haloacetic acids
resolved · Jan 2020
Treatment and ProcedureCorrosion control
Jul 2022
Lead service line replacement
Jan 2022
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 834 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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