Bergen County and Ridgewood Village property record for 12 Pershing Ave, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 1,556 sqft · built 1947 |
| Lot Size | 0.128 acres (5,576 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $460,000 (Sep 2012) |
| Tax Bill | $13,150 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Oct 2019 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-03504-0000-00020 |
| Primary APN | 51-03504-0000-00020 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,556 sqft Living Area |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Lot Area | 5,576 sqft (0.128 acres) |
| Lot Dimensions | 97 ft deep x 57 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 12 PERSHING AVE |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-3909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | .128 AC |
| Legal Subdivision | EAST RIDGEWOOD GARDENS SUB |
| Legal Block | 3504 |
| Legal Lot Number | 20 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 47500 |
Source: Bergen County and Ridgewood Village records · APN 51-03504-0000-00020
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 PERSHING AVE, RIDGEWOOD, NJ 07450-3909 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage 1ST 2ND MORTGAGE CO OF NEW JERSEY INC |
| Oct 23, 2019 | Deed, Transfer · Stand-Alone Refinance 1ST 2ND MORTGAGE CO |
| Nov 23, 2016 | Deed of Trust, Mortgage · Conventional Mortgage ABSOLUTE HM MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 28, 2012 · Amount on Record |
| Deed Sale | Sep 28, 2012 · Amount on Record |
| Prior Sale | Nov 01, 1999 · Amount on Record |
| Deed Document Number | 201293844 |
| Deed Book / Page | 1161 / 355 |
| Last Transfer Date | Jul 24, 2019 |
| Transfer Doc | 0033841233 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 12 PERSHING AVE, RIDGEWOOD, NJ 07450-3909 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | 1ST RATE TITLE & SETTLEMENT |
| Name | Verified Name |
|---|
| Document Number | 0040481679 |
|---|---|
| Date | Apr 01, 2021 |
| Book Page | 4048/1679 |
| Instrument | 2021047489 |
| Name | 1ST 2ND MORTGAGE CO OF NEW JERSEY INC |
|---|---|
| Type | Mortgage Company |
| Address | CRESSKILL, NJ 07626 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 23, 2019 |
| Property Address | 12 PERSHING AVE, RIDGEWOOD, NJ 07450-3909 |
| Document Number | 0033841233 |
| Book / Page | 3384 / 1233 |
| Instrument Date | Jul 24, 2019 |
| Instrument | 19-071339 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Title Company | WESTCORE TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 PERSHING AVE, RIDGEWOOD, NJ 07450-3909 |
| Document Number | 0033841242 |
|---|---|
| Date | Oct 23, 2019 |
| Book Page | 3384/1242 |
| Instrument | 2019-071339.01 |
| Name | 1ST 2ND MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 12 PERSHING AVE, RIDGEWOOD, NJ 07450-3909 |
| Document Number | 0027621253 |
| Book / Page | 002762 / 001253 |
| Instrument Date | Nov 23, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2017 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 12 PERSHING AVE RIDGEWOOD NJ 074503909, RIDGEWOOD, NJ 07450-3909 |
| Document Number | 0027621253 |
|---|---|
| Date | Oct 23, 2017 |
| Book Page | 002762/001253 |
| Name | ABSOLUTE HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | WOODLAND PARK, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 22, 2047 |
Source: Bergen County and Ridgewood Village records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $455,000 (-) Land $257,000 Building $198,000 | $455,000 (-) Land $257,000 Building $198,000 | |
| 2025 | $13,150.00 (+0.74%) | $455,000 (-) Land $257,000 Building $198,000 | $455,000 (-) Land $257,000 Building $198,000 |
| 2024 | $13,054.00 (+4.98%) | ||
| 2023 | $455,000 Land $257,000 Building $198,000 | $455,000 Land $257,000 Building $198,000 | |
| 2022 | $12,435.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), as of December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030475001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1999) |
| Most Recent Claim | Sep 1999 · Hurricane Floyd Major Disaster Declarations |
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 447 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NJ0251001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RIDGEWOOD WATER serves 61,700 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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