12 Paul Pl, Old Bridge, NJ 08857 Property Records

Middlesex County and Old Bridge Township property record for 12 Paul Pl, Old Bridge, NJ 08857

Property Summary

Property Type	Single Family Home
Details	1,906 sqft · built 1979
Lot Size	0.305 acres (13,281 sqft)
Owner	2 Individual Names on Record
Last Sale	$438,000 (Feb 2020)
Tax Bill	$10,842 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-15530-0000-00389`

Property Details

APN / Parcel Number

Primary APN	`15-15530-0000-00389`
Alternative APNs	`151553000389` `11074000`

Interior

Stories	1 Story
Building Area	1,906 sqft Living Area
1st Floor Area	1,906 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Frame
Lot Area	13,281 sqft (0.305 acres)
Lot Dimensions	166 ft deep x 80 ft wide

Location & Zoning

Account Number	11074000
Street Address	12 PAUL PL
City	OLD BRIDGE
State	NJ
Zip	08857-2539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	80X166
Legal Subdivision	LARK ESTATES
Legal Block	15530
Legal Lot Number	389
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	OLD BRIDGE
Census Block Group	3
Census Block	3010
Census Tract	7805

Owner

Source: Middlesex County and Old Bridge Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 PAUL PL, OLD BRIDGE, NJ 08857-2539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 28, 2020	Grant Deed, Transfer · FHA Mortgage MIDWEST LN SOLUTIONS INC
Dec 7, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2020 · Amount on Record
Deed Sale	Feb 28, 2020 · Amount on Record
Prior Sale	Dec 7, 2018 · Amount on Record
Deed Document Number	202019860
Deed Book / Page	17798 / 1754
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	12 PAUL PL, OLD BRIDGE, NJ 08857-2539
Transaction Type	Mortgage
Record Updated	Jun 30, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 PAUL PL, OLD BRIDGE, NJ 08857-2539

Mortgage

Document Number	2021078483
Date	Jun 14, 2021
Book Page	18491/1066
Instrument	2021078483

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Mar 1, 2050

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Feb 28, 2020
Property Address	12 PAUL PL, OLD BRIDGE, NJ 08857-2539
Document Number	0000019860
Book / Page	017798 / 001754
Instrument Date	Feb 19, 2020
Instrument	19860
Transaction Type	Transfer
Record Updated	Mar 20, 2020
Title Company	RALLY PT TITLE AGENCY LLC, RALLY PT TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$438.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 PAUL PL OLD BRIDGE NJ 088572539, OLD BRIDGE, NJ 08857-2539

Mortgage

Document Number	19861
Date	Feb 28, 2020
Book Page	017798/001760
Instrument	19861

Lender

Name	MIDWEST LN SOLUTIONS INC
Address	SOUTHFIELD, MI 48034

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2050

December 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Dec 7, 2018
Property Address	12 PAUL PL, OLD BRIDGE, NJ 08857-2539
Document Number	0000104263
Book / Page	017368 / 001568
Instrument Date	Sep 5, 2018
Instrument	104263
Transaction Type	Foreclosure
Record Updated	Dec 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$313.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6 NORTH DR EAST BRUNSWICK NJ 088161122, EAST BRUNSWICK, NJ 08816-1122

Tax Assessment & Valuation

Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Old Bridge Township
Unified School District	Old Bridge Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$174,500 (-) Land $74,600 Building $99,900	$174,500 (-) Land $74,600 Building $99,900
2025	$10,842.00 (+10.03%)	$174,500 (-) Land $74,600 Building $99,900	$174,500 (-) Land $74,600 Building $99,900
2024	$9,854.00 (+6.69%)
2023		$174,500 Land $74,600 Building $99,900	$174,500 Land $74,600 Building $99,900
2022	$9,236.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1992–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLD BRIDGE MUA serves 68,000 people · EPA ID NJ1209002
Water Source	Purchased surface water from MIDDLESEX WATER COMPANY
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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