12 Patterson Hill Rd, Mount Desert, ME 04660 Property Records

Hancock County and Mount Desert Town property record for 12 Patterson Hill Rd, Mount Desert, ME 04660

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,854 sqft · built 1990
Lot Size	3.2 acres (139,392 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,578 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit May 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MTDS M:010 L:192-012`

Property Details

APN / Parcel Number

Primary APN	`MTDS M:010 L:192-012`
Alternative APNs	`000667193` `1125`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,854 sqft Living Area
Gross Area	4,236 sqft
1st Floor Area	1,262 sqft
Basement Area	942 sqft
Unfinished Basement	942 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	139,392 sqft (3.2 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1125
Street Address	12 PATTERSON HILL RD
City	MOUNT DESERT
State	ME
Zip	04660-6436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RW2
Legal Lot Number	192-12
Jurisdiction	MOUNT DESERT ME
Township / Civil Division	MOUNT DESERT
Census Block Group	1
Census Block	1046
Census Tract	966000

Owner

Source: Hancock County and Mount Desert Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 PATTERSON HILL RD, MOUNT DESERT, ME 04660-6436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2023	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
May 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance KEY BANK NA
Jan 5, 2019	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2015
Deed Sale	Feb 11, 2015
Deed Document Number	20151760
Deed Book / Page	6350 / 166
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOUNT DESERT ME
Property Address	12 PATTERSON HILL RD, MOUNT DESERT, ME 04660-6436
Transaction Type	Mortgage
Record Updated	Jul 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072750481
Date	Jun 29, 2023
Book Page	7275/481
Instrument	2023007354

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOUNT DESERT ME
Property Address	12 PATTERSON HILL RD, MOUNT DESERT, ME 04660-6436
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071210528
Date	May 18, 2021
Book Page	7121/528
Instrument	2021007632

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOUNT DESERT ME
Property Address	12 PATTERSON HILL RD, MOUNT DESERT, ME 04660-6436
Document Number	0069320603
Instrument Date	Jan 5, 2019
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 PATTERSON HILL RD MOUNT DESERT ME 046606436, MOUNT DESERT, ME 04660-6436

Mortgage

Document Number	0069320603
Date	Jan 15, 2019
Book Page	006932/000603
Instrument	562

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 14, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hancock County and Mount Desert Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Hancock County
County Subdivision	Mount Desert Town
Elementary School District	Mount Desert (KG - 08)
Secondary School District	Mount Desert Community School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,578.00 (+2.07%)	$578,700 (+19.99%) Land $177,800 Building $400,900
2024	$4,485.00 (+6.63%)	$482,300 (-) Land $148,200 Building $334,100
2023	$4,206.00 (+8.46%)	$482,300 (-) Land $148,200 Building $334,100
2022	$3,878.00	$482,300 Land $148,200 Building $334,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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