12 Park Dr, Cumberland, MD 21502 Property Records

Allegany County property record for 12 Park Dr, Cumberland, MD 21502

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,688 sqft · built 1959
Lot Size	0.449 acres (19,572 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (Oct 2020)
Tax Bill	$2,252 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-003254`

Property Details

APN / Parcel Number

Primary APN	`29-003254`
Alternative APN	`003254`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,688 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Siding
Roof Material	Metal
Lot Area	19,572 sqft (0.449 acres)
Garage Type	Carport
Garage Area	320 sqft
Carport	Carport
Carport Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	168 sqft
Patio Area	396 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	003254
Street Address	12 PARK DR
City	CUMBERLAND
State	MD
Zip	21502-7522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	12 PARK DRIVE LOT 46 PT 33 125X169 COVERWOOD 103X175
Legal Subdivision	COVERWOOD ADDITION AMENDED
Legal Lot Number	46
Jurisdiction	ALLEGANY MD
Township / Civil Division	29, LA VALE
Census Block Group	1
Census Block	1006
Census Tract	1401

Owner

Source: Allegany County records · APN 29-003254

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12 PARK DR, CUMBERLAND, MD 21502-7522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 16, 2020 · Amount on Record
Deed Sale	Oct 16, 2020 · Amount on Record
Deed Book / Page	2596 / 55
Prior Transfer Date	Aug 31, 2020
Prior Transfer Doc	0025960055
Record Updated	Sep 20, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEGANY MD
Recording Date	Oct 16, 2020
Property Address	12 PARK DR, LAVALE, MD 21502-7522
Document Number	0025960055
Book / Page	002596 / 000055
Instrument Date	Aug 31, 2020
Transaction Type	Transfer
Record Updated	Nov 03, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$805.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12 PARK DR LAVALE MD 215027522, LAVALE, MD 21502-7522

Mortgage

Document Number	25960061
Date	Oct 16, 2020
Book Page	002596/000061

Lender

Name	SOUTHERN TR MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23462

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2050

Tax Assessment & Valuation

Source: Allegany County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$212,767 (+6.53%)	$225,800 (-) Land $47,100 Building $178,700
2025	$2,252.00 (+23.26%) Homeowner's exemption	$199,733 (+14.88%)	$225,800 (+20.94%) Land $47,100 Building $178,700
2023	$1,827.00 Homeowner's exemption	$173,867	$186,700 Land $41,700 Building $145,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 12, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cogeco Cable Holdings II Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Skypacket Networks.

Based on FCC filings for 105 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LAVALE SANITARY COMMISSION serves 5,500 people
Water Source	Purchased surface water from CITY OF CUMBERLAND
Last State Inspection	Sep 2025
Lead	1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.