Monmouth County and Rumson Borough property record for 12 Park Ave, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 3,369 sqft · built 2019 |
| Lot Size | 0.289 acres (12,602 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,800,000 (Feb 2019) |
| Tax Bill | $26,468 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Aug 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00036-0000-00007 |
| Primary APN | 41-00036-0000-00007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 3,369 sqft Living Area |
| 1st Floor Area | 1,749 sqft |
| Upper Floors Area | 1,716 sqft |
| Basement Area | 1,653 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 12,602 sqft (0.289 acres) |
| Lot Dimensions | 168 ft deep x 75 ft wide |
| Garage Area | 414 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 612 sqft |
| Porch | Open Porch |
| Patio Area | 220 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 062600 |
|---|---|
| Street Address | 12 PARK AVE |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Subdivision | FAMILY PARK RUMSON |
| Legal Block | 36 |
| Legal Lot Number | 7 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 803900 |
12 Park Ave is owned and occupied by two individuals who bought it in February 2019.
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 PARK AVE, RUMSON, NJ 07760-1524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MDE HM LNS |
| Aug 23, 2019 | Deed of Trust, Mortgage · Conventional with PMI MDE HM LNS |
| Feb 27, 2019 | Grant Deed, Transfer · Conventional Mortgage MDE HM LNS |
| Jul 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage DANIEL & MARIE MCCARREN |
| Feb 23, 2018 | Grant Deed, Construction Loan · Construction Mortgage TWO RIVER CMNTY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2019 · Amount on File |
| Deed Sale | Feb 27, 2019 · Amount on File |
| Prior Sale | Feb 23, 2018 · Amount on File |
| Deed Document Number | 201917937 |
| Deed Book / Page | 9337 / 1626 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 12 PARK AVE, RUMSON, NJ 07760-1524 |
| Document Number | 0000044588 |
| Instrument Date | Apr 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2020 |
| Title Company | QUALITY TITLE COMPANY, QUALITY TITLE & ABSTRACT AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12 PARK AVE RUMSON NJ 077601524, RUMSON, NJ 07760-1524 |
| Document Number | 0000044588 |
|---|---|
| Date | Apr 29, 2020 |
| Book Page | 009410/005082 |
| Instrument | 44588 |
| Name | MDE HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | TINTON FALLS, NJ 07724 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 28, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 12 PARK AVE, RUMSON, NJ 07760-1524 |
| Document Number | 0000080184 |
| Instrument Date | Aug 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2019 |
| Title Company | TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12 PARK AVE RUMSON NJ 077601524, RUMSON, NJ 07760-1524 |
| Document Number | 0000080184 |
|---|---|
| Date | Aug 30, 2019 |
| Book Page | 009366/000587 |
| Instrument | 80184 |
| Name | MDE HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | TINTON FALLS, NJ 07724 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 29, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Feb 27, 2019 |
| Property Address | 12 PARK AVE, RUMSON, NJ 07760-1524 |
| Document Number | 0000017937 |
| Book / Page | 009337 / 001626 |
| Instrument Date | Feb 25, 2019 |
| Instrument | 17937 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2019 |
| Title Company | MAX TITLE AGENCY LLC, MAX TITLE AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,800.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12 PARK AVE RUMSON NJ 077601524, RUMSON, NJ 07760-1524 |
| Document Number | 17938 |
|---|---|
| Date | Feb 27, 2019 |
| Book Page | 009337/001634 |
| Instrument | 17938 |
| Name | MDE HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | TINTON FALLS, NJ 07724 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 26, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 12 PARK AVE, RUMSON, NJ 07760-1524 |
| Document Number | 0000077819 |
| Instrument Date | Jul 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2018 |
| Title Company | TRAX TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 137 GRANGE AVE FAIR HAVEN NJ 077043039, FAIR HAVEN, NJ 07704-3039 |
| Document Number | 0000077819 |
|---|---|
| Date | Aug 7, 2018 |
| Book Page | 009304/005912 |
| Instrument | 77819 |
| Name | DANIEL & MARIE MCCARREN |
|---|---|
| Address | 79 RIDGE RD, RUMSON, NJ 07760-1126 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Feb 23, 2018 |
| Property Address | 12 PARK AVE, RUMSON, NJ 07760-1524 |
| Document Number | 0000020815 |
| Book / Page | 009275 / 005065 |
| Instrument Date | Feb 14, 2018 |
| Instrument | 20815 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 3, 2018 |
| Title Company | TRAX TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $715.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 6373 FAIR HAVEN NJ 077046373, FAIR HAVEN, NJ 07704-6373 |
| Document Number | 20816 |
|---|---|
| Date | Feb 23, 2018 |
| Book Page | 009275/005087 |
| Instrument | 20816 |
| Name | TWO RIVER CMNTY BK |
|---|---|
| Type | Bank |
| Address | 766 SHREWSBURY AVE, TINTON FALLS, NJ 07724-3001 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Feb 22, 2021 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 12 Park Ave was $26,468, up 3.6% from the year before.
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,892,300 (+14.63%) Land $1,235,300 Building $1,657,000 | $2,892,300 (+14.63%) Land $1,235,300 Building $1,657,000 | |
| 2025 | $26,468.00 (+3.57%) | $2,523,200 Land $1,099,700 Building $1,423,500 | $2,523,200 Land $1,099,700 Building $1,423,500 |
| 2024 | $25,556.00 | ||
| 2023 | $2,174,400 Land $989,100 Building $1,185,300 | $2,174,400 Land $989,100 Building $1,185,300 | |
| 2022 | $25,469.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Park Ave in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 17 (1978–2012) |
| Claims Outside the SFHA | 5 of 17 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Park Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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