Cumberland County and Freeport Town property record for 12 Palmer Point Rd, Freeport, ME 04032
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,790 sqft · built 1945 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $11,026 (2025) |
| Deeds & Mortgages | Oct 2020 Refinance May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 025062000000 |
| Primary APN | 025062000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,790 sqft Living Area |
| Gross Area | 2,963 sqft |
| 1st Floor Area | 942 sqft |
| Basement Area | 660 sqft |
| Unfinished Basement | 660 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Exterior Material | Combination |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 32,670 sqft (0.75 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 3047 |
|---|---|
| Street Address | 12 PALMER POINT RD |
| City | FREEPORT |
| State | ME |
| Zip | 04032-6009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1150 |
| Legal Block | 62 |
| Jurisdiction | FREEPORT ME |
| Township / Civil Division | FREEPORT |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 4502 |
12 Palmer Point Rd is owned and occupied by two individuals.
Source: Cumberland County and Freeport Town records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 PALMER POINT RD, FREEPORT, ME 04032-6009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance NATIONSTAR MORTGAGE LLC |
| May 5, 2018 | Deed of Trust, Mortgage MR COOPER |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREEPORT ME |
| Property Address | 12 PALMER POINT RD, FREEPORT, ME 04032-6009 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0372550251 |
|---|---|
| Date | Oct 2, 2020 |
| Book Page | 37255/251 |
| Instrument | 62634 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREEPORT ME |
| Property Address | 12 PALMER POINT RD, FREEPORT, ME 04032-6009 |
| Document Number | 0348340039 |
| Instrument Date | May 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12 PALMER POINT RD FREEPORT ME 040326009, FREEPORT, ME 04032-6009 |
| Document Number | 0348340039 |
|---|---|
| Date | May 11, 2018 |
| Book Page | 034834/000039 |
| Instrument | 21210 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | May 10, 2033 |
The 2025 property tax bill for 12 Palmer Point Rd was $11,026, up 7.5% from the year before.
Source: Cumberland County and Freeport Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Freeport Town |
| Unified School District | Regional School Unit 05 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $11,026.00 (+7.54%) | $796,100 (+3.66%) Land $588,500 Building $207,600 |
| 2024 | $10,253.00 (+7.8%) | $768,000 (+11.03%) Land $560,400 Building $207,600 |
| 2023 | $9,511.00 (+9.37%) | $691,700 (+8.57%) Land $509,500 Building $182,200 |
| 2022 | $8,696.00 | $637,100 Land $454,900 Building $182,200 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 12 Palmer Point Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (1996) |
| Most Recent Claim | Jul 1996 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Palmer Point Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
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