Monmouth County and Rumson Borough property record for 12 Packer Ave, Rumson, NJ 07760 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 2,202 sqft · built 1994 |
| Lot Size | 0.113 acres (4,901 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,300,000 (Jun 2022) |
| Tax Bill | $21,604 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Jan 2022 Transfer + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 41-00149-0000-00001 |
| Primary APN | 41-00149-0000-00001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,202 sqft Living Area |
| 1st Floor Area | 1,292 sqft |
| Upper Floors Area | 1,310 sqft |
| Basement Area | 612 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 4,901 sqft (0.113 acres) |
| Lot Dimensions | 98 ft deep x 50 ft wide |
| Garage Type | Built-in |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 220 sqft |
| Porch | Open Porch |
| Deck Area | 272 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 250700 |
|---|---|
| Street Address | 12 PACKER AVE |
| City | RUMSON |
| State | NJ |
| Zip | 07760-2004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | RUMSON BOROUGH |
| Legal Block | 149 |
| Legal Lot Number | 1 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 803800 |
Source: Monmouth County and Rumson Borough records · APN 41-00149-0000-00001
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 PACKER AVE, RUMSON, NJ 07760-2004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 09, 2022 | Deed, Transfer · Conventional Mortgage OCEANFIRST BANK |
| Jan 11, 2022 | Intrafamily Transfer, Transfer FOUNDATION TITLE, FOUNDATION TITLE LLC |
| Jan 27, 2021 | Quit Claim Deed, Transfer FOUNDATION TITLE |
| Oct 06, 2020 | Grant Deed, Transfer · Conventional Mortgage ATLANTIS MTG |
| Feb 17, 2018 | Deed of Trust, Mortgage · Line of Credit MANASQUAN BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 09, 2022 · Amount on Record |
| Deed Sale | Jun 09, 2022 · Amount on Record |
| Prior Sale | Oct 06, 2020 · Amount on Record |
| Deed Document Number | 202261218 |
| Deed Book / Page | 9599 / 5169 |
| Prior Transfer Date | Jan 11, 2021 |
| Prior Transfer Doc | 0094770020 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jun 09, 2022 |
| Property Address | 12 PACKER AVE, RUMSON, NJ 07760-2004 |
| Document Number | 0095995169 |
| Book / Page | 9599 / 5169 |
| Instrument Date | May 16, 2022 |
| Instrument | 2022061218 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Title Company | COASTAL TITLE, COASTAL TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $48,305.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 96 E BERGEN PL, 96, RED BANK, NJ 07701-2111 |
| Name | Verified Name |
|---|---|
| Address | 12 PACKER AVE, RUMSON, NJ 07760-2004 |
| Document Number | 2022061219 |
|---|---|
| Date | Jun 09, 2022 |
| Instrument | 2022061219 |
| Name | OCEANFIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Jun 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 5.75% |
| Index | 1-Year CMT |
| Max Rate | 8.75% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jan 11, 2022 |
| Property Address | 12 PACKER AVE, RUMSON, NJ 07760-2004 |
| Document Number | 0095708481 |
| Book / Page | 9570 / 8481 |
| Instrument Date | Dec 30, 2021 |
| Instrument | 2022003084 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2022 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 PACKER AVE, RUMSON, NJ 07760-2004 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jan 27, 2021 |
| Property Address | 12 PACKER AVE, RUMSON, NJ 07760-2004 |
| Document Number | 0000014873 |
| Book / Page | 009477 / 000020 |
| Instrument Date | Jan 11, 2021 |
| Instrument | 14873 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2021 |
| Title Company | FOUNDATION TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12 PACKER AVE RUMSON NJ 077602004, RUMSON, NJ 07760-2004 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Oct 06, 2020 |
| Property Address | 12 PACKER AVE, RUMSON, NJ 07760-2004 |
| Document Number | 0000115577 |
| Book / Page | 009446 / 008597 |
| Instrument Date | Aug 05, 2020 |
| Instrument | 115577 |
| Transaction Type | Transfer |
| Record Updated | Nov 04, 2020 |
| Title Company | FOUNDATION TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,150.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 PACKER AVE RUMSON NJ 077602004, RUMSON, NJ 07760-2004 |
| Document Number | 115578 |
|---|---|
| Date | Oct 06, 2020 |
| Book Page | 009446/008613 |
| Instrument | 115578 |
| Name | ATLANTIS MTG |
|---|---|
| Type | Mortgage Company |
| Address | WEST LONG BRANCH, NJ 07764 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 05, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 12 PACKER AVE, RUMSON, NJ 07760-2004 |
| Document Number | 0000023857 |
| Instrument Date | Feb 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12 PACKER AVE RUMSON NJ 077602004, RUMSON, NJ 07760-2004 |
| Document Number | 0000023857 |
|---|---|
| Date | Mar 05, 2018 |
| Book Page | 009276/008758 |
| Instrument | 23857 |
| Name | MANASQUAN BK |
|---|---|
| Address | WALL, NJ 08736 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 04, 2023 |
| Rate Type | Adjustable Rate |
|---|
Source: Monmouth County and Rumson Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,365,300 (+14.85%) Land $1,262,500 Building $1,102,800 | $2,365,300 (+14.85%) Land $1,262,500 Building $1,102,800 | |
| 2025 | $21,604.00 (+3.97%) | $2,059,500 (+17.23%) Land $1,121,000 Building $938,500 | $2,059,500 (+17.23%) Land $1,121,000 Building $938,500 |
| 2024 | $20,780.00 (+2.65%) | ||
| 2023 | $1,756,800 Land $982,500 Building $774,300 | $1,756,800 Land $982,500 Building $774,300 | |
| 2022 | $20,243.00 |
Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258038003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 139 individual NFIP policies nearby |
| Nearby Flood Policies | 139 in force 119 of 139 on primary residences |
| Nearby Flood Claims | 440 (1978–2026) |
| Claims Outside the SFHA | 27 of 440 |
| Most Recent Claim | Jun 2026, tidal / storm surge |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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