12 Oxford Rd, #2, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 12 Oxford Rd, #2, Gloucester, MA 01930

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,325 sqft · built 1970
OwnerIndividual Name on File
Last Sale$440,000 (Apr 2021)
Tax Bill$4,951 (2025)
Deeds & MortgagesMay 2022 Line of Credit
Apr 2021 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN106849

Property Details

APN / Parcel Number

Primary APN106849
Alternative APN
  • GLOU M:0161 B:0040 L:0002

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,325 sqft Living Area
1st Floor Area1,325 sqft

Exterior

Year BuiltBuilt 1970
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account Number106849
Street Address12 OXFORD RD # 2, 2
CityGLOUCESTER
StateMA
Zip01930-4515
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR-10
Legal DescriptionLOT:2 BLK:40 DIST:107 CITY/MUNI/TWP:GLOUCESTER
Legal Block40
Legal Lot Number2
JurisdictionGLOUCESTER MA
Township / Civil DivisionGLOUCESTER
Census Block Group3
Census Block3008
Census Tract221300

Owner

12 Oxford Rd, #2 is owned and occupied by an individual who bought it in April 2021.

Source: Essex County and Gloucester City records, as of January 20, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address12 OXFORD RD # 2, 2, GLOUCESTER, MA 01930-4515
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 18, 2022Deed of Trust, Mortgage · Line of Credit
HANSCOM FCU
Apr 12, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
HANSCOM FCU
Sep 28, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
LENDUS LLC
Mar 4, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
LENDUS LLC
May 8, 2019Quit Claim Deed, Transfer · Stand-Alone First Mortgage
LENDUS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 12, 2021 · Amount on File
Deed SaleApr 12, 2021 · Amount on File
Prior SaleMay 8, 2019 · Amount on File
Deed Document Number0039757218
Deed Book / Page39757 / 218
Record UpdatedJun 8, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER MA
Property Address12 OXFORD RD # 2, 2, GLOUCESTER, MA 01930-4515
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number040941-490
DateMay 18, 2022
Book Page40941/490
Instrument20220518001510
Lender
NameHANSCOM FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueJun 1, 2052
Interest
Rate TypeAdjustable Rate

April 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGLOUCESTER MA
Recording DateApr 12, 2021
Property Address12 OXFORD RD # 2, 2, GLOUCESTER, MA 01930-4515
Document Number039757-218
Book / Page39757 / 218
Instrument DateApr 12, 2021
Transaction TypeTransfer
Record UpdatedJan 21, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address12 OXFORD RD # 2, 2, GLOUCESTER, MA 01930-4515

Mortgage

Document Number0039757221
DateApr 12, 2021
Instrument39757/221
Lender
NameHANSCOM FCU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER MA
Property Address12 OXFORD RD # 2, 2, GLOUCESTER, MA 01930-4515
Transaction TypeMortgage
Record UpdatedMar 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38987-236
DateSep 28, 2020
Book Page38987/236
Instrument20200928003840
Lender
NameLENDUS LLC
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueOct 1, 2050

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER MA
Property Address12 OXFORD RD # 2, 2, GLOUCESTER, MA 01930-4515
Transaction TypeMortgage
Record UpdatedMar 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38309-41
DateMar 4, 2020
Book Page38309/41
Instrument20200304001040
Lender
NameLENDUS LLC
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueApr 1, 2050

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGLOUCESTER MA
Recording DateMay 8, 2019
Property Address12 OXFORD RD # 2, 2, GLOUCESTER, MA 01930-4515
Document Number37496-461
Book / Page37496 / 461
Instrument DateMay 8, 2019
Instrument20190508002230
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 OXFORD RD # 2, 2, GLOUCESTER, MA 01930-4515

Mortgage

Document Number190508002240
DateMay 8, 2019
Instrument190508002240
Lender
NameLENDUS LLC
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 12 Oxford Rd, #2 was $4,951, up 6.5% from the year before.

Source: Essex County and Gloucester City assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityGloucester City
Unified School DistrictGloucester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,951.00 (+6.52%)$509,400 (+6.64%) Building $509,400
2024$4,648.00 (+4.08%)$477,700 (+13.28%) Building $477,700
2023$4,466.00$421,700 Building $421,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12 Oxford Rd, #2 in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 76 individual policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies115 units insured
incl. 39 condo units
Nearby Flood Claims24 (1978–2024)
Claims Outside the SFHA3 of 24
Most Recent ClaimJan 2024 · rainfall accumulation
Claims by Event
  • Severe Winter Storm And Flooding, Mar 2018 · 7 claims
  • Coastal Storm, Oct 1991 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Oxford Rd, #2 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLOUCESTER PUBLIC UTILITY DIVISION
serves 37,440 people · EPA ID MA3107000
Water SourceSurface water
Last State InspectionOct 2023
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

Nearby Properties on Oxford Rd

Nearby Streets

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