12 Oxbow Dr, Torrington, CT 06790 Property Records

Torrington City property record for 12 Oxbow Dr, Torrington, CT 06790

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,122 sqft · built 1975
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Dec 2024)
Tax Bill	$6,399 (2026)
Deeds & Mortgages	Dec 2024 Sale & Mortgage Oct 2024 Transfer
APN	`004045`

Property Details

APN / Parcel Number

Primary APN	`004045`
Alternative APNs	`TORR M:141 B:003 L:004` `4045`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,122 sqft Living Area
Gross Area	2,092 sqft
Basement Area	858 sqft
Unfinished Basement	408 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	4045
Street Address	12 OXBOW DR
City	TORRINGTON
State	CT
Zip	06790-4221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S
Legal Block	3
Legal Lot Number	4
Jurisdiction	TORRINGTON CT
Township / Civil Division	TORRINGTON
Census Block Group	1
Census Block	1013
Census Tract	310602

Owner

12 Oxbow Dr is owned and occupied by two individuals who bought it in December 2024.

Source: Torrington City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 OXBOW DR, TORRINGTON, CT 06790-4221
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage UNION HOME MORTGAGE
Oct 21, 2024	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2024 · Amount on File
Deed Sale	Dec 31, 2024 · Amount on File
Deed Document Number	20242024-497390
Deed Book / Page	1428 / 76
Prior Transfer Date	Oct 15, 2024
Prior Transfer Doc	001423-425
Record Updated	Oct 29, 2026

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TORRINGTON CT
Recording Date	Dec 31, 2024
Property Address	12 OXBOW DR, TORRINGTON, CT 06790-4221
Document Number	0001428-76
Book / Page	1428 / 76
Instrument Date	Dec 20, 2024
Instrument	2024-497390
Transaction Type	Transfer
Record Updated	Jan 16, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12 OXBOW DR, TORRINGTON, CT 06790-4221

Mortgage

Document Number	2024497391
Date	Dec 31, 2024
Instrument	2024-497391

Lender

Name	UNION HOME MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TORRINGTON CT
Recording Date	Oct 21, 2024
Property Address	12 OXBOW DR, TORRINGTON, CT 06790-4221
Document Number	001423-425
Book / Page	1423 / 425
Instrument Date	Oct 15, 2024
Instrument	2024-496079
Transaction Type	Transfer
Record Updated	Nov 7, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2960 TULL BLVD #333 # 333, 333, COLORADO SPRINGS, CO 80922

Tax Assessment & Valuation

The 2026 property tax bill for 12 Oxbow Dr was $6,399, down 13% from the year before.

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Torrington City
Unified School District	Torrington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,399.00 (-12.97%)	$191,240 (-) Land $29,050 Building $162,190	$310,026 (+131.59%)
2025	$7,353.00	$191,240 Land $29,050 Building $162,190	$133,868 Land $20,335 Building $113,533
2024	$7,353.00 (+55.39%)
2023	$4,732.00 (+1.74%)	$98,660 (-) Land $29,030 Building $69,630
2022	$4,651.00	$98,660 Land $29,030 Building $69,630

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 12 Oxbow Dr.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Oxbow Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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