Essex County and Saugus Town property record for 12 Overlook Ter, Saugus, MA 01906
| Property Type | Unusable Land (Remnant, Steep, Etc.) |
|---|---|
| Lot Size | 0.087 acres (3,781 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $16 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:004-E B:0011 L:0023 |
| Primary APN | SAUG M:004-E B:0011 L:0023 |
|---|---|
| Alternative APNs |
|
| Lot Area | 3,781 sqft (0.087 acres) |
|---|
| Account Number | 7468003 |
|---|---|
| Street Address | 12 OVERLOOK TER |
| City | SAUGUS |
| State | MA |
| Zip | 01906-3816 |
| Property Category | Other |
| Property Type | Other > Unusable Land (Remnant, Steep, Etc.) |
| Local Zoning Code | NA |
| Legal Block | 11 |
| Legal Lot Number | 23 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 208102 |
12 Overlook Ter is owned by an individual.
Source: Essex County and Saugus Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10 OVERLOOK TER, SAUGUS, MA 01906-3816 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 12 Overlook Ter was $16.
Source: Essex County and Saugus Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $16.00 | $1,500 (-) Land $1,500 |
| 2025 | $16.00 (+6.67%) | $1,500 (+7.14%) Land $1,500 |
| 2024 | $15.00 (-6.25%) | $1,400 (-) Land $1,400 |
| 2023 | $16.00 | $1,400 Land $1,400 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 12 Overlook Ter in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 6 (1978–2023) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Aug 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Overlook Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, Netafy.
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