12 Overlook Rd, Winthrop, ME 04364 Property Records

Kennebec County and Winthrop Town property record for 12 Overlook Rd, Winthrop, ME 04364 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,550 sqft · built 1989
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$153,800 (Oct 2008)
Tax Bill	$5,523 (2025)
Deeds & Mortgages	Sep 2019 Refinance Oct 2005 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WINP M:043 L:033`

Property Details

APN / Parcel Number

Primary APN	`WINP M:043 L:033`
Alternative APN	`3200`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,550 sqft Living Area
Gross Area	3,610 sqft
1st Floor Area	1,300 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3200
Street Address	12 OVERLOOK RD
City	WINTHROP
State	ME
Zip	04364-3386
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	33
Jurisdiction	WINTHROP ME
Township / Civil Division	WINTHROP
Census Block Group	3
Census Block	3009
Census Tract	14001

Owner

Source: Kennebec County and Winthrop Town records · APN WINP M:043 L:033

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12 OVERLOOK RD, WINTHROP, ME 04364-3386
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 06, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance KENNEBEC SAVINGS BANK
Oct 19, 2005	Deed of Trust, Mortgage · ARM ENCORE CREDIT CORP
Oct 30, 2008	Quit Claim Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 16, 2005	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 30, 2008 · Amount on Record
Deed Sale	Oct 30, 2008 · Amount on Record
Deed Document Number	200829218
Deed Book / Page	9896 / 77
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP ME
Property Address	12 OVERLOOK RD, WINTHROP, ME 04364-3386
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019020289
Date	Sep 06, 2019
Book Page	13325/26
Instrument	2019020289

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	313 Months
Due	Oct 01, 2045

October 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP ME
Property Address	12 OVERLOOK RD, WINTHROP, ME 04364-3386
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032687
Date	Oct 19, 2005
Book Page	08649/0196
Instrument	000000032687

Lender

Name	ENCORE CREDIT CORP

Agreement

Type	ARM
Amount	Amount Recorded
Term	276 Months
Due	Oct 19, 2028

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Nov 01, 2007
Margin	6

October 2008: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINTHROP ME
Recording Date	Oct 30, 2008
Property Address	12 OVERLOOK RD, WINTHROP, ME 04364-3386
Document Number	0000029218
Book / Page	09896 / 0077
Instrument	000000029218
Transaction Type	Transfer
Record Updated	Mar 26, 2026

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029219
Date	Oct 30, 2008
Book Page	09896/0079
Instrument	000000029219

Lender

Name	FREEDOM MORTGAGE CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Oct 30, 2034

September 2005: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WINTHROP ME
Recording Date	Sep 16, 2005
Property Address	12 OVERLOOK RD, WINTHROP, ME 04364-3386
Document Number	0000029132
Book / Page	08600 / 0212
Instrument	000000029132
Transaction Type	Transfer
Record Updated	Mar 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kennebec County and Winthrop Town records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
County Subdivision	Winthrop Town
Unified School District	Winthrop (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,523.00	$239,100 (-) Land $66,000 Building $173,100
2024	$5,523.00 (+6.11%)	$239,100 (-) Land $66,000 Building $173,100
2022	$5,205.00	$239,100 Land $66,000 Building $173,100	$392,065

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kennebec County (23011C), updated February 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230110140013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 54% of Maine
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 63 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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