12 Overlook Rd, Searcy, AR 72143 Property Records

White County property record for 12 Overlook Rd, Searcy, AR 72143

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,326 sqft · built 1983
Owner	Individual Name on File
Last Sale	$93,000 (Feb 2019)
Tax Bill	$918 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`016-00624-005`

Property Details

APN / Parcel Number

Primary APN	`016-00624-005`
Alternative APN	`39370`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,326 sqft Living Area
1st Floor Area	1,326 sqft

Exterior

Year Built	Built 1983
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Asphalt
Garage Type	Attached
Driveway	Driveway
Driveway Area	760 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	30 sqft
Deck Area	200 sqft
Patio Area	200 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12 OVERLOOK RD
City	SEARCY
State	AR
Zip	72143-4922
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	---
Legal Subdivision	CEDARIDGE S/D I & II
Legal Lot Number	92
Jurisdiction	WHITE AR
Township / Civil Division	GRAY
Census Block Group	2
Census Block	2022
Census Tract	70401

Owner

12 Overlook Rd is owned and occupied by an individual who bought it in February 2019.

Source: White County records, as of October 23, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	12 OVERLOOK RD, SEARCY, AR 72143-4922
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 1, 2019	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2019 · Amount on File
Deed Sale	Feb 1, 2019 · Amount on File
Deed Document Number	201901389*
Deed Book / Page	2019 / 01389*
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE AR
Property Address	12 OVERLOOK RD, SEARCY, AR 72143-4922
Transaction Type	Mortgage
Record Updated	Aug 25, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG2021/26531
Date	Aug 13, 2021
Book Page	MTG 2021/26531

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	324 Months
Due	Aug 1, 2048

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE AR
Recording Date	Feb 1, 2019
Property Address	12 OVERLOOK RD, SEARCY, AR 72143-4922
Document Number	DEED2019/01389
Book / Page	DEED 2019 / 01389
Instrument Date	Feb 1, 2019
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	WILBOURN TITLE AND CLOSING, WILBOURN TITLE & CLOSING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$306.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7804 STEEP HILL RD, 7804, FORT SMITH, AR 72916-8145

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 OVERLOOK RD, SEARCY, AR 72143-4922

Mortgage

Document Number	MTG201901966
Date	Feb 1, 2019
Instrument	MTG 2019/01966

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 12 Overlook Rd was $918 with a homeowner's exemption.

Source: White County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	White County
Municipality	Searcy City
Unified School District	Searcy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$918.00 Homeowner's exemption	$22,620 Land $6,600 Building $16,020
2023	$493.00 Homeowner's exemption	$22,620 Land $6,600 Building $16,020	$113,100 Land $33,000 Building $80,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12 Overlook Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective June 21, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Overlook Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEARCY WATERWORKS serves 28,196 people · EPA ID AR0000590
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Longview Cable Television Company Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

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