Westchester County and Rye City property record for 12 Overlook Pl, Rye, NY 10580
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 4,287 sqft · built 2008 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,795,000 (Dec 2008) |
| Tax Bill | $56,413 (2026) |
| Deeds & Mortgages | Mar 2022 Mortgage Jul 2019 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 551400 146-19-6-58 |
| Primary APN | 551400 146-19-6-58 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 4,287 sqft Living Area |
| 1st Floor Area | 2,285 sqft |
| 2nd Floor Area | 2,002 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 11,326 sqft (0.26 acres) |
| Street Address | 12 OVERLOOK PL |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-3418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Subdivision | SUBDIVISION MAP OF HALSTEAD GARDENS |
| Legal Block | 6 |
| Legal Lot Number | 58.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 7600 |
Source: Westchester County and Rye City records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12 OVERLOOK PL, RYE, NY 10580-3418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jul 15, 2019 | Loan Modification, Mortgage WELLS FARGO BK |
| Jun 25, 2018 | Grant Deed, Transfer WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 9, 2008 · Amount on Record |
| Deed Sale | Dec 9, 2008 · Amount on Record |
| Prior Sale | Nov 13, 2007 · Amount on Record |
| Deed Document Number | 2008483370538 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 12 OVERLOOK PL, RYE, NY 10580-3418 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Title Company | TITLEVEST AGENCY INC, TITLEVEST AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 12 OVERLOOK PL, RYE, NY 10580-3418 |
| Document Number | 0620753409 |
|---|---|
| Date | Mar 16, 2022 |
| Instrument | 620753409 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55467 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Min Rate At Change | 2.75% |
|---|---|
| Max Rate At Change | 4.37% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 12 OVERLOOK PL, RYE, NY 10580-3418 |
| Document Number | 0592353128 |
| Instrument Date | Jul 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2019 |
| Title Company | TITLEVEST AGENCY INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12 OVERLOOK PL RYE NY 105803418, RYE, NY 10580-3418 |
| Document Number | 0592353128 |
|---|---|
| Date | Aug 23, 2019 |
| Book Page | 059235/003128 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | 2701 WELLS FARGO WAY, MINNEAPOLIS, MN 55467-8000 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 22, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jun 25, 2018 |
| Property Address | 12 OVERLOOK PL, RYE, NY 10580-3418 |
| Document Number | 0581623356 |
| Book / Page | 058162 / 003356 |
| Instrument Date | Jun 15, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2018 |
| Title Company | FUTURE TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $12,600.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12 OVERLOOK PL RYE NY 105803418, RYE, NY 10580-3418 |
| Document Number | 581723332 |
|---|---|
| Date | Jun 25, 2018 |
| Book Page | 058172/003332 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 24, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
Source: Westchester County and Rye City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $56,413.00 (+218.97%) | ||
| 2025 | $17,686.00 | $44,500 (-) Land $5,300 Building $39,200 | $3,771,187 (+6.78%) Land $449,153 Building $3,322,034 |
| 2024 | $44,500 (-) Land $5,300 Building $39,200 | $3,531,746 (+2.38%) Land $420,635 Building $3,111,111 | |
| 2023 | $44,500 Land $5,300 Building $39,200 | $3,449,613 Land $410,853 Building $3,038,760 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 47 policies |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 159 (1978–2023) |
| Claims Outside the SFHA | 56 of 159 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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