12 Overlook Dr, Dumont, NJ 07628 Property Records

Bergen County and Dumont Borough property record for 12 Overlook Dr, Dumont, NJ 07628

Property Summary

Property Type	Single Family Home
Details	1,376 sqft · built 1946
Lot Size	0.117 acres (5,097 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Dec 2013)
Tax Bill	$13,067 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00609-0000-00020`

Property Details

APN / Parcel Number

Primary APN	`10-00609-0000-00020`
Alternative APNs	`100060900020` `315000`

Interior

Building Area	1,376 sqft Living Area

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Lot Area	5,097 sqft (0.117 acres)
Lot Dimensions	98 ft deep x 52 ft wide

Location & Zoning

Account Number	315000
Street Address	12 OVERLOOK DR
City	DUMONT
State	NJ
Zip	07628-2017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	52X98
Legal Subdivision	FRANKLIN SUBURBS
Legal Block	609
Legal Lot Number	20
Jurisdiction	BERGEN NJ
Township / Civil Division	DUMONT
Census Block Group	4
Census Block	4005
Census Tract	10100

Owner

12 Overlook Dr is owned and occupied by two individuals who bought it in December 2013.

Source: Bergen County and Dumont Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 OVERLOOK DR, DUMONT, NJ 07628-2017
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Dec 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2013 · Amount on File
Deed Sale	Dec 10, 2013 · Amount on File
Prior Sale	Apr 5, 2013 · Amount on File
Deed Document Number	2013125483
Deed Book / Page	1580 / 2085
Prior Transfer Date	Jun 21, 2012
Prior Transfer Doc	0011431441
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	12 OVERLOOK DR, DUMONT, NJ 07628-2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038720355
Date	Dec 16, 2020
Book Page	3872/355
Instrument	20-135075

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	117 Months
Due	Sep 1, 2030

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	12 OVERLOOK DR, DUMONT, NJ 07628-2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038430328
Date	Dec 2, 2020
Book Page	3843/328
Instrument	20-126602

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	117 Months
Due	Sep 1, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 12 Overlook Dr was $13,067, up 0.4% from the year before.

Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Dumont Borough
Unified School District	Dumont Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$599,600 (+7.38%) Land $311,200 Building $288,400	$599,600 (+7.38%) Land $311,200 Building $288,400
2025	$13,067.00 (+0.36%)	$558,400 Land $286,200 Building $272,200	$558,400 Land $286,200 Building $272,200
2024	$13,020.00
2023		$320,300 Land $161,000 Building $159,300	$320,300 Land $161,000 Building $159,300
2022	$12,437.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Overlook Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Overlook Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 824 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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