Hancock County and Mount Desert Town property record for 12 Osprey Ln, Mount Desert, ME 04660
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,387 sqft · built 2000 |
| Lot Size | 3.09 acres (134,600 sqft) |
| Owner | Company Name on File |
| Tax Bill | $15,085 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | MTDS M:008 L:113 |
| Primary APN | MTDS M:008 L:113 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,387 sqft Living Area |
| Gross Area | 3,287 sqft |
| 1st Floor Area | 1,387 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 134,600 sqft (3.09 acres) |
| Deck Area | Deck Area |
| Boat Access | Boat Access |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Oil |
| Account Number | 627 |
|---|---|
| Street Address | 12 OSPREY LN |
| City | MOUNT DESERT |
| State | ME |
| Zip | 04660 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR3 |
| Legal Lot Number | 113 |
| Jurisdiction | MOUNT DESERT ME |
| Township / Civil Division | MOUNT DESERT |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 966000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Somesville Historic District listed 1975 · 34 contributing resources · NRIS 75000092 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
12 Osprey Ln, a single family home, is owned by a company.
Source: Hancock County and Mount Desert Town records, as of July 30, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 11525 OUR RD, ANCHORAGE, AK 99516-1658 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2025 | Deed of Trust, Mortgage LEDYARD NATIONAL BANK |
| Oct 2, 2025 | Deed of Trust, Mortgage LEDYARD NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOUNT DESERT ME |
| Property Address | 12 OSPREY LN, MOUNT DESERT, ME 04660 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0074090342 |
|---|---|
| Date | Oct 2, 2025 |
| Book Page | 7409/342 |
| Instrument | 2025012774 |
| Name | LEDYARD NATIONAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOUNT DESERT ME |
| Property Address | 12 OSPREY LN, MOUNT DESERT, ME 04660 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0074090368 |
|---|---|
| Date | Oct 2, 2025 |
| Book Page | 7409/368 |
| Instrument | 2025012776 |
| Name | LEDYARD NATIONAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 12 Osprey Ln was $15,085, up 2.1% from the year before.
Source: Hancock County and Mount Desert Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Hancock County |
| County Subdivision | Mount Desert Town |
| Elementary School District | Mount Desert (KG - 08) |
| Secondary School District | Mount Desert Community School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $15,085.00 (+2.06%) | $1,907,100 (+2%) Land $1,231,400 Building $675,700 |
| 2024 | $14,780.00 (+18.13%) | $1,589,200 (+10.75%) Land $1,026,100 Building $563,100 |
| 2023 | $12,512.00 (+8.45%) | $1,434,900 (-) Land $871,800 Building $563,100 |
| 2022 | $11,537.00 | $1,434,900 Land $871,800 Building $563,100 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 12 Osprey Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Osprey Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 93% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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