12 Osbourne Ln, Dover, DE 19904 Property Records

Kent County property record for 12 Osbourne Ln, Dover, DE 19904

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,860 sqft · built 2003
Lot Size0.38 acres (16,553 sqft)
Owner2 Individual Names on Record
Last Sale$273,000 (Mar 2020)
Tax Bill$2,707 (2026)
Deeds & MortgagesMar 2020 Sale & Mortgage
Jun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN4-00-037.03-02-41.00-000

Property Details

APN / Parcel Number

Primary APN4-00-037.03-02-41.00-000
Alternative APNs
  • LC00037.030241.00/000
  • 71196
  • 77859

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area1,860 sqft Living Area
Basement Area900 sqft
Unfinished Basement900 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialShingle
Lot Area16,553 sqft (0.38 acres)
Lot Dimensions165 ft deep x 85 ft wide
View / LotMajor Street/Thoroughfare
Garage TypeFinished
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area35 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number77859
Street Address12 OSBOURNE LN
CityDOVER
StateDE
Zip19904-3802
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAC
Legal DescriptionLAKESHORE VILLAGE, LOT #445 12 OSBOURNE LANE
Legal SubdivisionLAKESHORE VILLAGE
Legal Lot Number445
JurisdictionKENT DE
Township / Civil DivisionSMYRNA
Census Block Group1
Census Block1151
Census Tract40206

Owner

Source: Kent County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12 OSBOURNE LN, DOVER, DE 19904-3802
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2020Deed, Transfer · Conventional Mortgage
DOVER FCU
Jun 4, 2019Deed, Transfer · Balloon Mortgage
SHALICROSS MORTGAGE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 30, 2020 · Amount on Record
Deed SaleMar 30, 2020 · Amount on Record
Prior SaleJun 4, 2019 · Amount on Record
Deed Document Number2020382859
Deed Book / Page10105 / 140
Record UpdatedOct 29, 2026

March 2020: Deed, Transfer

Document TypeDeed
JurisdictionKENT DE
Recording DateMar 30, 2020
Property Address12 OSBOURNE LN, DOVER, DE 19904-3802
Document Number0000382859
Book / Page10105 / 140
Map ReferenceMB 58 PG 79
Instrument DateMar 23, 2020
Instrument2020-382859
Transaction TypeTransfer
Record UpdatedJul 26, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$10,920.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address811 MARSH HAWK CT, 811, MIDDLETOWN, DE 19709-2237

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address12 OSBOURNE LN, DOVER, DE 19904-3802

Mortgage

Document Number0000382860
DateMar 30, 2020
Instrument2020-382860
Lender
NameDOVER FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

June 2019: Deed, Transfer

Document TypeDeed
JurisdictionKENT DE
Recording DateJun 4, 2019
Property Address12 OSBOURNE LN, DOVER, DE 19904-3802
Document Number0000362908
Book / Page9617 / 335
Map ReferenceMB 58 PG 81
Instrument DateMay 31, 2019
Instrument2019-362908
Transaction TypeTransfer
Record UpdatedJul 26, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$7,400.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000362909
DateJun 4, 2019
Instrument2019-362909
Lender
NameSHALICROSS MORTGAGE COMPANY
TypeNon-Lending Institution
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term12 Months
DueJun 1, 2020

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateDelaware
CountyKent County
Unified School DistrictCapital School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,707.00 (+5.33%)$351,200 (+650.43%) Land $99,900 Building $251,300
2025$2,570.00 (+39.9%)
2023$1,837.00$46,800 Land $4,700 Building $42,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 95% of Delaware
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGARRISON LAKE PUMP DISTRICT
private · serves 17,148 people · EPA ID DE0000004
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20

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