12 Orchard Ln, Troy, NY 12180 Property Records

Rensselaer County and North Greenbush Town property record for 12 Orchard Ln, Troy, NY 12180

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,316 sqft · built 1955
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on File
Last Sale	$203,000 (Dec 2010)
Tax Bill	$3,090 (2026)
Deeds & Mortgages	Jan 2022 Refinance
APN	`383200 123.32-3-5`

Property Details

APN / Parcel Number

Primary APN	`383200 123.32-3-5`
Alternative APN	`265J137140`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,316 sqft Living Area
1st Floor Area	1,316 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	22,651 sqft (0.52 acres)
Lot Dimensions	150 ft deep x 150 ft wide

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	265J137140
Street Address	12 ORCHARD LN
City	TROY
State	NY
Zip	12180-7737
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIFE ESTATE
Legal Block	3
Legal Lot Number	5.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	NORTH GREENBUSH
Census Block Group	3
Census Block	3005
Census Tract	52306

Owner

12 Orchard Ln is owned by two individuals who bought it in December 2010.

Source: Rensselaer County and North Greenbush Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	255 CHURCH RD, CHESNEE, SC 29323-8450
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2010 · Amount on File
Deed Sale	Dec 2, 2010 · Amount on File
Deed Book / Page	5716 / 68
Prior Transfer Date	Jun 30, 2000
Prior Transfer Doc	0204001151
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	12 ORCHARD LN, TROY, NY 12180-7737
Transaction Type	Mortgage
Record Updated	Feb 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099190227
Date	Jan 31, 2022
Book Page	9919/227
Instrument	2022-604736

Lender

Name	STATE EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 12 Orchard Ln was $3,090, up 0.6% from the year before.

Source: Rensselaer County and North Greenbush Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
County Subdivision	North Greenbush Town
Unified School District	North Greenbush Common School District (Williams) (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,090.00 (+0.55%)
2025	$3,073.00	$39,100 Land $5,900 Building $33,200	$244,375 Land $36,875 Building $207,500
2023		$39,100 Land $5,900 Building $33,200	$203,117 Land $30,649 Building $172,468

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA's flood maps do not cover 12 Orchard Ln.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Orchard Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH GREENBUSH CONSOLIDATED DISTRICT serves 10,226 people · EPA ID NY4130243
Water Source	Purchased surface water from TROY CITY PWS
Last State Inspection	Dec 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20