Essex County and Beverly City property record for 12 Opal Ave, Beverly, MA 01915
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,364 sqft · built 1925 |
| Lot Size | 0.096 acres (4,199 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $193,500 (May 1999) |
| Tax Bill | $6,350 (2025) |
| Deeds & Mortgages | May 2026 Second Mortgage Jul 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R10 |
| Primary APN | R10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,364 sqft Living Area |
| Gross Area | 2,158 sqft |
| Basement Area | 686 sqft |
| Unfinished Basement | 686 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,199 sqft (0.096 acres) |
| Garage Type | Detached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 4027 |
|---|---|
| Street Address | 12 OPAL AVE |
| City | BEVERLY |
| State | MA |
| Zip | 01915-2425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Block | 220 |
| Jurisdiction | BEVERLY MA |
| Township / Civil Division | BEVERLY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 217201 |
Source: Essex County and Beverly City records · APN R10
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 OPAL AVE, BEVERLY, MA 01915-2425 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 13, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Jul 28, 2022 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Nov 18, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NATIONSTAR MORTGAGE LLC |
| Jun 18, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance NATIONSTAR MORTGAGE LLC |
| May 15, 2017 | Quit Claim Deed, Transfer NATIONSTAR MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 20, 1999 · Amount on Record |
| Deed Sale | May 20, 1999 · Amount on Record |
| Deed Book / Page | 15685 / 407 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEVERLY MA |
| Recording Date | May 13, 2026 |
| Property Address | 12 OPAL AVE, BEVERLY, MA 01915-2425 |
| Document Number | 043383-337 |
| Book / Page | 43383 / 337 |
| Instrument Date | May 08, 2026 |
| Instrument | 20262880 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12 OPAL AVE, BEVERLY, MA 01915-2425 |
| Investor | Possibly a Property Investor |
| Document Number | 0000002880, |
|---|---|
| Date | May 13, 2026 |
| Book Page | 43383/337 |
| Instrument | 20262880 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 01, 2046 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEVERLY MA |
| Property Address | 12 OPAL AVE, BEVERLY, MA 01915-2425 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 041095-382 |
|---|---|
| Date | Jul 28, 2022 |
| Book Page | 41095/382 |
| Instrument | 20220728004910 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEVERLY MA |
| Property Address | 12 OPAL AVE, BEVERLY, MA 01915-2425 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 40497-1 |
|---|---|
| Date | Nov 18, 2021 |
| Book Page | 40497/1 |
| Instrument | 20211118001730 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEVERLY MA |
| Property Address | 12 OPAL AVE, BEVERLY, MA 01915-2425 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37593-556 |
|---|---|
| Date | Jun 18, 2019 |
| Book Page | 37593/556 |
| Instrument | 20190618000800 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BEVERLY MA |
| Recording Date | May 15, 2017 |
| Property Address | 12 OPAL AVE, BEVERLY, MA 01915-2425 |
| Document Number | 35867-15 |
| Book / Page | 35867 / 15 |
| Instrument | 312 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $44.11 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 OPAL AVE, BEVERLY, MA 01915-2425 |
| Document Number | 35867-18 |
|---|---|
| Date | May 15, 2017 |
| Book Page | 35867/18 |
| Instrument | 313 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 01, 2047 |
Source: Essex County and Beverly City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Beverly City |
| Unified School District | Beverly School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,350.00 (+4.53%) | $577,800 (+6.8%) Land $361,000 Building $216,800 | $583,300 |
| 2024 | $6,075.00 (+3.97%) | $541,000 (+4.26%) Land $324,200 Building $216,800 | |
| 2023 | $5,843.00 | $518,900 Land $302,100 Building $216,800 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), as of July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092172012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1979–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Oct 2011 · rainfall accumulation |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 464 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MA3030000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BEVERLY WATER DEPT serves 47,461 people |
|---|---|
| Water Source | Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD |
| Last State Inspection | Nov 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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