Baltimore County property record for 12 Olivia Ct, Baltimore, MD 21220
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,623 sqft · built 1987 |
| Lot Size | 0.167 acres (7,292 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $285,000 (Dec 2005) |
| Tax Bill | $4,210 (2024) |
| Deeds & Mortgages | Jun 2023 Line of Credit Jan 2019 Line of Credit + 2 more |
| APN | 15-1800009401 |
| Primary APN | 15-1800009401 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,623 sqft Living Area |
| 1st Floor Area | 1,067 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,292 sqft (0.167 acres) |
| Lot Dimensions | 112 ft deep x 60.2 ft wide |
| Deck Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1800009401 |
|---|---|
| Street Address | 12 OLIVIA CT |
| City | MIDDLE RIVER |
| State | MD |
| Zip | 21220-1180 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DR55 |
| Legal Description | .1674 AC CUNNINGHILL COVE |
| Legal Subdivision | CUNNINGHILL COVE |
| Legal Block | D |
| Legal Lot Number | 37 |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 15 |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 451801 |
Source: Baltimore County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12 OLIVIA CT, MIDDLE RIVER, MD 21220-1180 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 14, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL FCU OF MARYLAND |
| Jan 15, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL FCU OF MARYLAND |
| Mar 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Mar 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 14, 2005 · Amount on Record |
| Deed Sale | Dec 14, 2005 · Amount on Record |
| Prior Sale | Dec 14, 2005 · Amount on Record |
| Deed Document Number | 2005327322 |
| Deed Book / Page | 23057 / 665 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 12 OLIVIA CT, BALTIMORE, MD 21220-1180 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2023 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0481340457 |
|---|---|
| Date | Jun 14, 2023 |
| Book Page | 48134/457 |
| Name | FIRST FINANCIAL FCU OF MARYLAND |
|---|---|
| Type | Credit Union |
| Address | SPARKS GLENCOE, MD 21152 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | May 30, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 12 OLIVIA CT, BALTIMORE, MD 21220-1180 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0410570202 |
|---|---|
| Date | Jan 15, 2019 |
| Book Page | 41057/202 |
| Name | FIRST FINANCIAL FCU OF MARYLAND |
|---|---|
| Type | Credit Union |
| Address | LUTHERVILLE TIMONIUM, MD 21093 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 14, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 12 OLIVIA CT, BALTIMORE, MD 21220-1180 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | POWERHOUSE TITLE GROUP LLC, POWERHOUSE TITLE GORUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0443230287 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | 44323/287 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | GALT, CA 95632 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Jan 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 12 OLIVIA CT, BALTIMORE, MD 21220-1180 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | VANTAGE POINT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0465360306 |
|---|---|
| Date | Mar 10, 2022 |
| Book Page | 46536/306 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | 92788 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2037 |
Source: Baltimore County assessment roll, as of July 14, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $292,033 (+15.02%) | $311,100 (+22.53%) Land $87,200 Building $223,900 | |
| 2024 | $4,210.00 (+101.63%) | ||
| 2023 | $2,088.00 Homeowner's exemption | $253,900 Land $85,200 Building $168,700 | $253,900 Land $85,200 Building $168,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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