12 Old Orchard Loop, Norwalk, OH 44857 Property Records

Huron County property record for 12 Old Orchard Loop, Norwalk, OH 44857

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 2,364 sqft · built 2012
Lot Size	0.422 acres (18,382 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Jan 2020)
Tax Bill	$5,177 (2025)
Deeds & Mortgages	Sep 2021 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`33-001N-03-026-0107`

Property Details

APN / Parcel Number

Primary APN	`33-001N-03-026-0107`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,364 sqft Living Area
1st Floor Area	2,052 sqft
Upper Floors Area	624 sqft
Basement Area	900 sqft
Unfinished Basement	900 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Combination
Roof Type	Hip
Roof Material	Shingle
Lot Area	18,382 sqft (0.422 acres)
Lot Dimensions	200 ft deep x 92 ft wide
Garage Type	Mixed
Garage Area	984 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	480 sqft
Porch	Slab
Porch Area	564 sqft
Patio Area	840 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12 OLD ORCHARD LOOP
City	NORWALK
State	OH
Zip	44857-9545
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5245 WHITEFIELD SUBDIV
Legal Subdivision	WHITEFIELD SUBDIVISION
Legal Lot Number	5245
Jurisdiction	HURON OH
Township / Civil Division	NORWALK
Census Block Group	1
Census Block	1001
Census Tract	915600

Owner

Source: Huron County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 OLD ORCHARD LOOP, NORWALK, OH 44857-9545
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage KEY BANK NA
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA
Jan 31, 2020	Warranty Deed, Transfer · Conventional Mortgage KEYBANK USA
Sep 29, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2020 · Amount on Record
Deed Sale	Jan 31, 2020 · Amount on Record
Prior Sale	Sep 29, 2017 · Amount on Record
Deed Document Number	2020637
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HURON OH
Property Address	12 OLD ORCHARD LOOP, NORWALK, OH 44857-9545
Transaction Type	Mortgage
Record Updated	Oct 7, 2021
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 OLD ORCHARD LOOP, NORWALK, OH 44857-9545

Mortgage

Document Number	202109080006627
Date	Sep 8, 2021
Instrument	202109080006627

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 27, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HURON OH
Property Address	12 OLD ORCHARD LOOP, NORWALK, OH 44857-9545
Transaction Type	Mortgage
Record Updated	Jun 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202105100003332
Date	May 10, 2021
Instrument	202105100003332

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2041

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HURON OH
Recording Date	Jan 31, 2020
Property Address	12 OLD ORCHARD LOOP, NORWALK, OH 44857-9545
Document Number	0000000637
Instrument Date	Jan 31, 2020
Instrument	637
Transaction Type	Transfer
Record Updated	Feb 13, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 OLD ORCHARD LOOP NORWALK OH 448579545, NORWALK, OH 44857-9545

Mortgage

Document Number	638
Date	Jan 31, 2020
Instrument	638

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HURON OH
Recording Date	Sep 29, 2017
Property Address	12 OLD ORCHARD LOOP, NORWALK, OH 44857-9545
Document Number	0000005742
Map Reference	VOL24 PG54
Instrument Date	Sep 29, 2017
Instrument	201709290005742
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	12 OLD ORCHARD LOOP, NORWALK, OH 44857-9545

Mortgage

Document Number	0000005743
Date	Sep 29, 2017
Instrument	201709290005743

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Huron County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Huron County
Municipality	Norwalk City
Unified School District	Norwalk City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,177.00 (-3.13%)	$130,860 (-) Land $13,850 Building $117,010	$373,860 (-) Land $39,560 Building $334,300
2024	$5,344.00 (+28.46%)	$130,860 (+26.17%) Land $13,850 Building $117,010	$373,860 (+26.16%) Land $39,560 Building $334,300
2023	$4,160.00 (-0.55%)	$103,720 (-) Land $11,270 Building $92,450
2022	$4,183.00	$103,720 Land $11,270 Building $92,450
2021			$296,330 Land $32,200 Building $264,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWALK CITY PWS private · serves 17,466 people · EPA ID OH3901111
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: North Coast Wireless Communications.

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