St. Clair County property record for 12 Old Course Rd, Saint Clair, MI 48079
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2.5 ba · 2,672 sqft · built 2001 |
| Lot Size | 0.386 acres (16,814 sqft) |
| Owner | Individual Name on File |
| Last Sale | $500,000 (Oct 2021) |
| Tax Bill | $4,968 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit Mar 2022 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-30-953-0088-000 |
| Primary APN | 74-30-953-0088-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,672 sqft Living Area |
| 1st Floor Area | 2,672 sqft |
| Basement Area | 2,672 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Condo/Apartment |
| Lot Area | 16,814 sqft (0.386 acres) |
| Lot Dimensions | 169 ft deep x 75 ft wide |
| Garage Area | 826 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 12 OLD COURSE RD |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-3588 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RS-1 |
| Legal Description | UNIT 88 GOLFSIDE CONDOMINIUM ST CLAIR COUNTY CONDOMINIUM PLAN NO 123 MASTER DEED RECORDED LIBER 1458 PGS 700-765 FIRST AMENDMENT RECORDED LIBER 1476 PGS 552-553 SECOND AMENDMENT RECORDED LIBER 1601 PGS 203-229 THIRD AMENDMENT RECORDED LIBER 1741 PGS |
| Legal Subdivision | ST CLAIR COUNTY CONDOMINIUM |
| Legal Unit | 88 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 640100 |
Source: St. Clair County records · APN 74-30-953-0088-000
Assessment roll updated October 7, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 OLD COURSE RD, SAINT CLAIR, MI 48079-3588 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 23, 2024 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Mar 08, 2022 | Intrafamily Transfer, Transfer |
| Oct 21, 2021 | Warranty Deed, Transfer · Conventional Mortgage MICHIGAN MUTUAL INC |
| Apr 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC |
| Apr 10, 2019 | Warranty Deed, Transfer · Conventional Mortgage MUTUAL MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 21, 2021 · Amount on Record |
| Deed Sale | Oct 21, 2021 · Amount on Record |
| Prior Sale | Apr 10, 2019 · Amount on Record |
| Deed Document Number | 202129740 |
| Deed Book / Page | 5437 / 705 |
| Last Transfer Date | Oct 27, 2021 |
| Transfer Doc | 0005495475 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 12 OLD COURSE RD, SAINT CLAIR, MI 48079-3588 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2024 |
| Name | Verified Name |
|---|---|
| Address | 12 OLD COURSE RD, SAINT CLAIR, MI 48079-3588 |
| Document Number | 0005685666 |
|---|---|
| Date | Jan 23, 2024 |
| Book Page | 5685/666 |
| Instrument | 2024001327 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | 5555 CLEVELAND AVE, COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 06, 2054 |
| Change Frequency | Monthly |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Mar 08, 2022 |
| Property Address | 12 OLD COURSE RD, SAINT CLAIR, MI 48079-3588 |
| Document Number | 0005495475 |
| Book / Page | 5495 / 475 |
| Map Reference | LB 1458 PG 700-765 |
| Instrument Date | Oct 27, 2021 |
| Instrument | 2022005582 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 12 OLD COURSE RD # G61, G61, SAINT CLAIR, MI 48079-3588 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Oct 21, 2021 |
| Property Address | 12 OLD COURSE RD, SAINT CLAIR, MI 48079-3588 |
| Document Number | 5437705 |
| Book / Page | 5437 / 705 |
| Map Reference | LB 5136 PG 903-907 |
| Instrument Date | Sep 29, 2021 |
| Instrument | 2021029740 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2021 |
| Title Company | ATA NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12 OLD COURSE RD, 12, SAINT CLAIR, MI 48079-3588 |
| Name | Verified Name |
|---|---|
| Address | 360 HEMLOCK LN, MARYSVILLE, MI 48040-2511 |
| Document Number | 2021029741 |
|---|---|
| Date | Oct 21, 2021 |
| Instrument | 2021029741 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 12 OLD COURSE RD, SAINT CLAIR, MI 48079-3588 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0051770812 |
|---|---|
| Date | Apr 23, 2020 |
| Book Page | 5177/812 |
| Instrument | 2020009925 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Address | PORT HURON, MI 48060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 01, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Apr 10, 2019 |
| Property Address | 12 OLD COURSE RD, SAINT CLAIR, MI 48079-3588 |
| Document Number | 0005045435 |
| Book / Page | 5045 / 435 |
| Map Reference | LB 1458 PG 700-765 |
| Instrument Date | Apr 08, 2019 |
| Instrument | 2019006688 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,225.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 OLD COURSE RD, SAINT CLAIR, MI 48079-3588 |
| Document Number | 2019006690 |
|---|---|
| Date | Apr 10, 2019 |
| Instrument | 2019006690 |
| Name | MUTUAL MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | St. Clair Township |
| Unified School District | East China School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,968.00 (-29.44%) Homeowner's exemption | $302,700 (-0.1%) | |
| 2024 | $7,041.00 (+7.86%) | $605,400 (-0.1%) | |
| 2023 | $303,000 | ||
| 2022 | $6,528.00 | $606,000 |
Source: FEMA National Flood Hazard Layer as of July 20, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1986–2020) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2020 · river or lake flooding |
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 169 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF ST. CLAIR serves 5,464 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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