Flagler County property record for 12 Oconee Dr, Palm Coast, FL 32137
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.148 acres (6,490 sqft) |
| Owner | Individual Name on File |
| Last Sale | $385,000 (Dec 2025) |
| Tax Bill | $908 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-12-31-1125-00000-1410 |
| Primary APN | 03-12-31-1125-00000-1410 |
|---|
| Lot Area | 6,490 sqft (0.148 acres) |
|---|
| Street Address | 12 OCONEE DR |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32137-1340 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | SFR-1 |
| Legal Description | COLBERT LANDINGS PHASE 1 MB 42 PG 1 LOT 141 |
| Legal Phase | 1 |
| Legal Lot Number | 141 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 60106 |
12 Oconee Dr, vacant land, is owned and occupied by an individual who bought it in December 2025.
Source: Flagler County records, as of January 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 12 OCONEE DR, PALM COAST, FL 32137-1340 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2025 · Amount on File |
| Deed Sale | Dec 19, 2025 · Amount on File |
| Deed Document Number | 2025051489 |
| Deed Book / Page | 3016 / 416 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Dec 19, 2025 |
| Property Address | 12 OCONEE DR, PALM COAST, FL 32137-1340 |
| Document Number | 0030160416 |
| Book / Page | 3016 / 416 |
| Map Reference | MB 42 PG 1-29 |
| Instrument Date | Dec 17, 2025 |
| Instrument | 2025051489 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 9, 2026 |
| Title Company | CAREFREE TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,695.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13901 SUTTON PARK DR S # SC350, SC350, JACKSONVILLE, FL 32224-0228 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12 OCONEE DR, PALM COAST, FL 32137-1340 |
| Document Number | 0003016419 |
|---|---|
| Date | Dec 19, 2025 |
| Instrument | 3016/419 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
FEMA maps place 12 Oconee Dr in Zone X, an area of minimal flood risk, though there have been 121 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 627 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,191 units insured incl. 564 condo units |
| Nearby Flood Claims | 121 (2004–2024) |
| Claims Outside the SFHA | 15 of 121 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Oconee Dr is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 58% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, as of December 31, 2025
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures