Bergen County and Waldwick Borough property record for 12 Oakview Dr, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 1,502 sqft · built 1957 |
| Lot Size | 0.245 acres (10,661 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $627,999 (May 2022) |
| Tax Bill | $14,557 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00163-07-00004 |
| Primary APN | 64-00163-07-00004 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,502 sqft Living Area |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 10,661 sqft (0.245 acres) |
| Parking Spaces | 1 Parking Space |
| Account Number | 002775 |
|---|---|
| Street Address | 12 OAKVIEW DR |
| City | WALDWICK |
| State | NJ |
| Zip | 07463-1122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 115XIRR 4LT |
| Legal Block | 163.7 |
| Legal Lot Number | 4 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 56200 |
Source: Bergen County and Waldwick Borough records · APN 64-00163-07-00004
Assessment roll updated June 29, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 OAKVIEW DR, WALDWICK, NJ 07463-1122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 07, 2026 | Deed of Trust, Mortgage · Line of Credit COLUMBIA BANK |
| May 20, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 20, 2022 · Amount on Record |
| Deed Sale | May 20, 2022 · Amount on Record |
| Prior Sale | Nov 18, 2002 |
| Deed Document Number | 202252886 |
| Deed Book / Page | 4688 / 462 |
| Prior Transfer Date | Oct 15, 2002 |
| Prior Transfer Doc | 8527000145 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 07, 2026 |
| Property Address | 12 OAKVIEW DR, WALDWICK, NJ 07463-1122 |
| Document Number | 0000045923 |
| Book / Page | 5841 / 584 |
| Instrument Date | May 12, 2026 |
| Instrument | 202645923 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 12 OAKVIEW DR, WALDWICK, NJ 07463-1122 |
| Document Number | 0000045923, |
|---|---|
| Date | Jul 07, 2026 |
| Book Page | 5841/584 |
| Instrument | 202645923 |
| Name | COLUMBIA BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 20, 2022 |
| Property Address | 12 OAKVIEW DR, WALDWICK, NJ 07463-1122 |
| Document Number | 0046880462 |
| Book / Page | 4688 / 462 |
| Instrument Date | Mar 15, 2022 |
| Instrument | 2022052886 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2022 |
| Title Company | CARNEGIE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,481.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12 OAKVIEW DR, 12, WALDWICK, NJ 07463-1122 |
| Name | Verified Name |
|---|---|
| Address | 12 OAKVIEW DR, WALDWICK, NJ 07463-1122 |
| Document Number | 2022052887 |
|---|---|
| Date | May 20, 2022 |
| Instrument | 2022052887 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 01, 2052 |
Source: Bergen County and Waldwick Borough records · Assessment roll updated June 29, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $634,300 (-) Land $345,100 Building $289,200 | $634,300 (-) Land $345,100 Building $289,200 | |
| 2025 | $14,557.00 (+3.66%) | $634,300 (+23.09%) Land $345,100 Building $289,200 | $634,300 (+23.09%) Land $345,100 Building $289,200 |
| 2024 | $14,043.00 (-4.31%) | ||
| 2023 | $515,300 Land $294,100 Building $221,200 | $515,300 Land $294,100 Building $221,200 | |
| 2022 | $14,675.00 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2018 · rainfall accumulation |
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 371 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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