Passaic County and Wayne Township property record for 12 Oak St, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 1,966 sqft · built 1967 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $14,413 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-00910-0000-00004 |
| Primary APN | 14-00910-0000-00004 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,966 sqft Living Area |
|---|
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Ranch |
| Lot Area | 24,394 sqft (0.56 acres) |
| Old Parcel Number | 1400180000000001E |
|---|---|
| Street Address | 12 OAK ST |
| City | WAYNE |
| State | NJ |
| Zip | 07470-4632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 910 |
| Legal Lot Number | 4 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 246203 |
Source: Passaic County and Wayne Township records · APN 14-00910-0000-00004
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 OAK ST, WAYNE, NJ 07470-4632 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Dec 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Nov 26, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage PINNACLE MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 05, 1988 |
| Deed Sale | Jul 05, 1988 |
| Deed Book / Page | 121 / 51 |
| Last Transfer Date | Oct 03, 2019 |
| Transfer Doc | 0000055184 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 12 OAK ST, WAYNE, NJ 07470-4632 |
| Transaction Type | Mortgage |
| Record Updated | Feb 01, 2022 |
| Title Company | AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0000079291 |
|---|---|
| Date | Dec 27, 2021 |
| Book Page | M17684/234 |
| Instrument | 2021079291 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 12 OAK ST, WAYNE, NJ 07470-4632 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000064860 |
|---|---|
| Date | Dec 11, 2020 |
| Book Page | M16665/12 |
| Instrument | 2020064860 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Nov 26, 2019 |
| Property Address | 12 OAK ST, WAYNE, NJ 07470-4632 |
| Document Number | 0000055184 |
| Book / Page | D3701 / 0053 |
| Instrument Date | Oct 03, 2019 |
| Instrument | 2019055184 |
| Transaction Type | Transfer |
| Record Updated | Nov 04, 2021 |
| Title Company | TOWN TITLE AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 OAK ST, WAYNE, NJ 07470-4632 |
| Document Number | 0000055185 |
|---|---|
| Date | Nov 26, 2019 |
| Book Page | M15856/0244 |
| Instrument | 2019055185 |
| Name | PINNACLE MORTGAGE INC |
|---|---|
| Type | Lending Institution |
| Address | EAST HANOVER, NJ 07936 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2049 |
Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $240,300 (-) Land $110,500 Building $129,800 | $240,300 (-) Land $110,500 Building $129,800 | |
| 2025 | $14,413.00 (+0.87%) | $240,300 (-) Land $110,500 Building $129,800 | $240,300 (-) Land $110,500 Building $129,800 |
| 2024 | $14,288.00 (+5.17%) | ||
| 2023 | $240,300 Land $110,500 Building $129,800 | $240,300 Land $110,500 Building $129,800 | |
| 2022 | $13,586.00 |
Source: FEMA National Flood Hazard Layer as of May 29, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 21 (1978–2024) |
| Claims Outside the SFHA | 4 of 21 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 93% of the US · lower than 81% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 270 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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