12 Oak St, Waltham, MA 02453 Property Records

Middlesex County and Waltham City property record for 12 Oak St, Waltham, MA 02453

Property Summary

Property TypeDuplex
Details4 bd · 2.5 ba · 2,872 sqft · built 1880
Lot Size0.094 acres (4,099 sqft)
OwnerCompany Name on Record
Last Sale$495,000 (Nov 2003)
Tax Bill$8,392 (2026)
Deeds & MortgagesAug 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN138327

Property Details

APN / Parcel Number

Primary APN138327
Alternative APN
  • WALT M:070 B:015 L:0023

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Units2 Units
Stories2 Stories
Building Area2,872 sqft Living Area
Gross Area4,424 sqft
Basement Area1,400 sqft
Unfinished Basement1,400 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,099 sqft (0.094 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Account Number138327
Street Address12 OAK ST
CityWALTHAM
StateMA
Zip02453-8610
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code1
Legal Block15
Legal Lot Number23
JurisdictionWALTHAM MA
Township / Civil DivisionWALTHAM
Census Block Group2
Census Block2006
Census Tract368700

Owner

Source: Middlesex County and Waltham City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address240 NEWTON ST, WALTHAM, MA 02453-8621
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 6, 2003 · Amount on Record
Deed SaleNov 6, 2003 · Amount on Record
Prior SaleDec 7, 1994 · Amount on Record
Last Transfer DateJul 15, 2022
Transfer Doc080588-420
Record UpdatedOct 29, 2026

August 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWALTHAM MA
Recording DateAug 16, 2022
Property Address12 OAK ST, WALTHAM, MA 02453-8610
Document Number080588-418
Book / Page80588 / 418
Instrument DateJul 15, 2022
Instrument125866
Transaction TypeTransfer
Record UpdatedJul 24, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address240 NEWTON ST, WALTHAM, MA 02453-8621

Mortgage

Document Number0000125867
DateAug 16, 2022
Instrument125867
Lender
NameWATERTOWN SAVINGS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityWaltham City
Unified School DistrictWaltham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,392.00 (+13.53%)$813,200 (+8.04%) Land $246,500 Building $566,700$907,442
2025$7,392.00 (+9.76%)$752,700 (+7.73%) Land $223,900 Building $528,800
2024$6,735.00 (-1.28%)$698,700 (+5.7%) Land $223,900 Building $474,800
2023$6,822.00$661,000 Land $203,900 Building $457,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1979–2010)
Claims Outside the SFHA1 of 3
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALTHAM WATER DEPARTMENT
serves 65,218 people · EPA ID MA3308000
Water SourcePurchased surface water from MWRA
Last State InspectionJun 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable · Fiber in parts of the area
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50

May also be available: AT&T, T-Mobile.

Nearby Properties on Oak St

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