12 Oak St, Amesbury, MA 01913 Property Records

Essex County and Amesbury City property record for 12 Oak St, Amesbury, MA 01913 · Last verified April 2026

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,524 sqft · built 1880
Lot Size	0.146 acres (6,370 sqft)
Owner	Individual Name on File
Last Sale	$752,000 (May 2022)
Tax Bill	$9,399 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`AMES M:54 B:0225`

Property Details

APN / Parcel Number

Primary APN	`AMES M:54 B:0225`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,524 sqft Living Area
Gross Area	4,840 sqft
1st Floor Area	1,296 sqft
Attic	Attic
Attic Area	1,013 sqft
Basement Area	1,201 sqft
Unfinished Basement	1,201 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,370 sqft (0.146 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	12 OAK ST
City	AMESBURY
State	MA
Zip	01913-3719
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	225
Jurisdiction	AMESBURY MA
Township / Civil Division	AMESBURY TOWN
Census Block Group	1
Census Block	1016
Census Tract	266300

Owner

Source: Essex County and Amesbury City records · APN AMES M:54 B:0225

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12 OAK ST, AMESBURY, MA 01913-3719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
May 04, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SALEM FIVE MORTGAGE CORP
May 07, 2019	Quit Claim Deed, Transfer · FHA Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 04, 2022 · Amount on Record
Deed Sale	May 04, 2022 · Amount on Record
Prior Sale	May 07, 2019 · Amount on Record
Deed Document Number	20222200
Deed Book / Page	40911 / 601
Record Updated	Jun 08, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMESBURY MA
Property Address	12 OAK ST, AMESBURY, MA 01913-3719
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040017-354
Date	Jun 25, 2021
Book Page	40017/354
Instrument	20210625000040

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AMESBURY MA
Recording Date	May 04, 2022
Property Address	12 OAK ST, AMESBURY, MA 01913-3719
Document Number	040911-601
Book / Page	40911 / 601
Instrument Date	May 04, 2022
Instrument	20220504002200
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12 OAK ST, AMESBURY, MA 01913-3719

Mortgage

Document Number	220504002210
Date	May 04, 2022
Instrument	220504002210

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.63%
Type Change Date	Jun 01, 2032
Max Rate At Change	2.88%
Index	1-Year CMT

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AMESBURY MA
Recording Date	May 07, 2019
Property Address	12 OAK ST, AMESBURY, MA 01913-3719
Document Number	37493-540
Book / Page	37493 / 540
Instrument Date	Apr 19, 2019
Instrument	20190507002480
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 OAK ST, AMESBURY, MA 01913-3719

Mortgage

Document Number	190507002490
Date	May 07, 2019
Instrument	190507002490

Lender

Name	NEWREZ LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Amesbury City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Amesbury City
Unified School District	Amesbury School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$9,399.00 (+1.12%)	$614,300 (+3.37%) Land $196,300 Building $418,000
2024	$9,295.00 (+14.34%)	$594,300 (+19.46%) Land $185,200 Building $409,100
2023	$8,129.00	$497,500 Land $161,000 Building $336,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092663001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	1 in force
Nearby Flood Claims	13 (1978–2007)
Claims Outside the SFHA	8 of 13
Most Recent Claim	Apr 2007, rainfall accumulation, Severe Storms And Inland And Coastal Flooding
Claims By Storm	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims Severe Storms And Flooding, May 2006 · 8 claims

Wildfire

Wildfire Risk	Low above 7% of the US · above 16% of Massachusetts
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 168 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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