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12 Oak Leaf Cir, Worcester, MA 01603 Property Records

Worcester County and Worcester City property record for 12 Oak Leaf Cir, Worcester, MA 01603 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2000
Square Footage1,590 sqft Living Area
Lot Size23,390 sqft (0.537 acres)
OccupancyOwner Occupied
Last Sale$394,000 (2021)
Tax Bill$5,910.00 (2025)

Property Details

APN / Parcel Number

Primary APN42-19A-0000J
Alternative APN
  • WORC M:42 B:19A L:0000J

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,590 sqft Living Area
Gross Area3,018 sqft Gross Area
1st Floor780 sqft 1st Floor
Basement Area780 sqft Basement
Unfinished Basement780 sqft Unfinished
Stories2 Stories

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleColonial Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeConcrete Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area23,390 sqft (0.537 acres)
Garage TypeBasement Garage
Deck AreaDeck Area

Utilities and HVAC

Heating SystemHot Water Heating

Location & Zoning

Account Number42-19A-0000J
Street Address12 OAK LEAF CIR
CityWORCESTER
StateMA
Zip01603-1673
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block19A
Legal Lot NumberJ
JurisdictionWORCESTER MA
Minor Civil DivisionWORCESTER
Census Blockgroup3
Census Block3012
Census Tract731002

Owner

Source: Worcester County and Worcester City records · APN 42-19A-0000J

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12 OAK LEAF CIR, WORCESTER, MA 01603-1673
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 19, 2021Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage
TD BANK NA
Oct 31, 2019Deed of Trust, Mortgage · Stand Alone Refinance
UNITED WHOLESALE MORTGAGE
Dec 14, 2016Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 19, 2021 · Amount on Record
Deed SaleFeb 19, 2021 · Amount on Record
Prior SaleJun 27, 2014 · Amount on Record
Deed Book / Page64506 / 148
Record RefreshedSep 20, 2026

February 2021: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionWORCESTER MA
Recording DateFeb 19, 2021
Property Address12 OAK LEAF CIR, WORCESTER, MA 01603-1673
Document Number64506-148
Book / Page64506 / 148
Instrument DateFeb 09, 2021
Instrument24058
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 OAK LEAF CIR, WORCESTER, MA 01603-1673

Mortgage

Document Number24059
DateFeb 19, 2021
Instrument24059
Lender
NameTD BANK NA
TypeBank
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address12 OAK LEAF CIR, WORCESTER, MA 01603-1673
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number61338-189
DateOct 31, 2019
Book Page61338/189
Instrument116123
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 01, 2049

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address12 OAK LEAF CIR, WORCESTER, MA 01603-1673
Document Number56568-317
Book / Page056568 / 000317
Instrument DateDec 14, 2016
Transaction TypeMortgage
Record UpdatedJan 26, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number56568-317
DateJan 04, 2017
Book Page056568/000317
Instrument1041
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJan 03, 2047

Tax Assessment & Valuation

Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,910.00 (+6.28%)$448,100 (+15.55%) Land $99,400 Building $348,700$555,465 (+23.98%)
2024$448,020
2023$5,561.00$387,800 Land $86,500 Building $301,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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