12 Oak Island Rd, Meredith, NH 03253 Property Records

Belknap County and Meredith Town property record for 12 Oak Island Rd, Meredith, NH 03253

Property Summary

Property Type	Condominium
Details	4 bd · 3.5 ba · 3,353 sqft · built 2022
Lot Size	1.62 acres (70,567 sqft)
Owner	Trust Name on File
Last Sale	$1,680,000 (Dec 2021)
Tax Bill	$22,594 (2025)
Deeds & Mortgages	May 2022 Refinance Dec 2021 Sale & Mortgage
APN	`76790`

Property Details

APN / Parcel Number

Primary APN	`76790`
Alternative APN	`MERE M:00U23 B:0015B`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,353 sqft Living Area
Gross Area	5,353 sqft
1st Floor Area	1,687 sqft
Basement Area	1,687 sqft
Unfinished Basement	1,687 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Condo/Apartment
Roof Type	Gable
Roof Material	Asphalt
Lot Area	70,567 sqft (1.62 acres)
Deck Area	Deck Area
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	76790
Street Address	12 OAK ISLAND RD
City	MEREDITH
State	NH
Zip	03253-6731
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	S
Legal Block	15B
Jurisdiction	MEREDITH TOWN NH
Township / Civil Division	MEREDITH
Census Block Group	1
Census Block	1007
Census Tract	965200

Owner

12 Oak Island Rd, a condominium, is held in a trust since December 2021.

Source: Belknap County and Meredith Town records, as of April 30, 2026

Owner of Record	Trust Name on File
Mailing Address	6 OGDEN DR, BOW, NH 03304-4310
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BAR HARBOR BANK & TRUST CO
Dec 20, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage BAR HARBOR BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2021 · Amount on File
Deed Sale	Dec 20, 2021 · Amount on File
Prior Sale	Sep 26, 2016 · Amount on File
Deed Document Number	20212118857
Deed Book / Page	3475 / 682
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEREDITH TOWN NH
Property Address	12 OAK ISLAND RD, MEREDITH, NH 03253-6731
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003506-936
Date	May 16, 2022
Book Page	3506/936
Instrument	2205654

Lender

Name	BAR HARBOR BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	373 Months
Due	Jun 1, 2053

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MEREDITH TOWN NH
Recording Date	Dec 20, 2021
Property Address	12 OAK ISLAND RD, MEREDITH, NH 03253-6731
Document Number	003475-682
Book / Page	3475 / 682
Instrument Date	Dec 20, 2021
Instrument	2118857
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 OGDEN DR, BOW, NH 03304-4310

Mortgage

Document Number	0002118858
Date	Dec 20, 2021
Instrument	2118858

Lender

Name	BAR HARBOR BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 12 Oak Island Rd was $22,594, up 3.8% from the year before.

Source: Belknap County and Meredith Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Belknap County
County Subdivision	Meredith Town
Unified School District	Inter-Lakes School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$22,594.00 (+3.75%)	$2,127,500 (+0.24%) Land $1,523,200 Building $604,300
2024	$21,777.00 (+8.09%)	$2,122,500 (+4.19%) Land $1,523,200 Building $599,300
2023	$20,147.00 (+68.99%)	$2,037,100 (+138.7%) Land $1,523,200 Building $513,900
2022	$11,922.00	$853,400 Land $693,400 Building $160,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA has no flood map on file for 12 Oak Island Rd; 5 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Oak Island Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.5% of New Hampshire
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NH Broadband Fiber	2,000 / 2,000
Breezeline Cable	1,000 / 50

Cell Coverage

4G LTE only, no 5G reported

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