12 Oak Crest Ter, Standish, ME 04084 Property Records

Cumberland County and Standish Town property record for 12 Oak Crest Ter, Standish, ME 04084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,152 sqft · built 1992
Lot Size	1.94 acres (84,506 sqft)
Owner	Individual Name on Record
Last Sale	$333,400 (Sep 2021)
Tax Bill	$3,979 (2025)
Deeds & Mortgages	Dec 2022 Refinance Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`STAN M:10 L:27-6`

Property Details

APN / Parcel Number

Primary APN	`STAN M:10 L:27-6`
Alternative APNs	`M:10 L:27=6` `S4510R`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
Gross Area	2,320 sqft
1st Floor Area	1,152 sqft
Basement Area	1,152 sqft
Unfinished Basement	1,152 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	84,506 sqft (1.94 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	S4510R
Street Address	12 OAK CREST TER
City	STANDISH
State	ME
Zip	04084-6022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE
Legal Subdivision	OAK CREST SUB
Legal Lot Number	27-6
Jurisdiction	STANDISH ME
Township / Civil Division	STANDISH
Census Block Group	1
Census Block	1002
Census Tract	17003

Owner

Source: Cumberland County and Standish Town records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 OAK CREST TER, STANDISH, ME 04084-6022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance HOMEBRIDGE FINANCIAL SERVICES INC
Sep 27, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
May 20, 2020	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Dec 5, 2019	Trustee's Deed, Construction Loan · Construction Mortgage BRUCE CORT LLC
Dec 5, 2019	Quit Claim Deed, Construction Loan · Construction Mortgage BRUCE CORT LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2021 · Amount on Record
Deed Sale	Sep 27, 2021 · Amount on Record
Prior Sale	May 20, 2020 · Amount on Record
Deed Document Number	202169132
Deed Book / Page	38700 / 183
Prior Transfer Date	Sep 24, 2021
Prior Transfer Doc	0387000183
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	12 OAK CREST TER, STANDISH, ME 04084-6022
Transaction Type	Mortgage
Record Updated	Jan 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0399020276
Date	Dec 20, 2022
Book Page	39902/276
Instrument	61080

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	73 Months
Due	Jan 1, 2029

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANDISH ME
Recording Date	Sep 27, 2021
Property Address	12 OAK CREST TER, STANDISH, ME 04084-6022
Document Number	0387000183
Book / Page	38700 / 183
Instrument Date	Sep 24, 2021
Instrument	69132
Transaction Type	Transfer
Record Updated	Oct 11, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 OAK CREST TER, STANDISH, ME 04084-6022

Mortgage

Document Number	69133
Date	Sep 27, 2021
Instrument	69133

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANDISH ME
Recording Date	May 20, 2020
Property Address	12 OAK CREST TER, STANDISH, ME 04084-6022
Document Number	0367140009
Book / Page	36714 / 9
Instrument Date	May 14, 2020
Instrument	26066
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 PIERCE ST # 2, 2, WESTBROOK, ME 04092-2334

Mortgage

Document Number	0000026067
Date	May 20, 2020
Instrument	26067

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

December 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	STANDISH ME
Recording Date	Dec 5, 2019
Property Address	12 OAK CREST TER, STANDISH, ME 04084-6022
Document Number	0362320339
Book / Page	036232 / 000339
Instrument Date	Nov 15, 2019
Instrument	62899
Transaction Type	Construction Loan
Record Updated	Dec 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12 OAK CREST TER STANDISH ME 040846022, STANDISH, ME 04084-6022

Mortgage

Document Number	362320339
Date	Dec 5, 2019
Book Page	036232/000339
Instrument	62899

Lender

Name	BRUCE CORT LLC
Address	125 HARRISBURG AVE # 8, WESTBROOK, ME 04092-2158

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 4, 2020

Interest

Rate	12%

December 2019: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	STANDISH ME
Recording Date	Dec 5, 2019
Property Address	12 OAK CREST TER, STANDISH, ME 04084-6022
Document Number	0362320336
Book / Page	036232 / 000336
Instrument Date	Nov 14, 2019
Instrument	62898
Transaction Type	Construction Loan
Record Updated	Dec 27, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	320 OSSIPEE TRL W STANDISH ME 040846502, STANDISH, ME 04084-6502

Mortgage

Document Number	362320339
Date	Dec 5, 2019
Book Page	036232/000339
Instrument	62899

Lender

Name	BRUCE CORT LLC
Address	125 HARRISBURG AVE # 8, WESTBROOK, ME 04092-2158

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 4, 2020

Interest

Rate	12%

Tax Assessment & Valuation

Source: Cumberland County and Standish Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Standish Town
Unified School District	School Administrative District 06 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,979.00 (+2.55%)	$320,900 (+4.22%) Land $85,600 Building $235,300
2024	$3,880.00 (+7.21%)	$307,900 (+17.83%) Land $79,000 Building $228,900
2023	$3,619.00 (+12.36%)	$261,300 (+17.23%) Land $66,400 Building $194,900
2022	$3,221.00	$222,900 Land $59,400 Building $163,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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