12 Oak Ave, Middleton, MA 01949 Property Records

Essex County and Middleton Town property record for 12 Oak Ave, Middleton, MA 01949

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,674 sqft · built 2001
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,478 (2026)
Deeds & Mortgages	Jan 2021 Refinance Jun 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MIDD M:0029 B:0000 L:0063`

Property Details

APN / Parcel Number

Primary APN	`MIDD M:0029 B:0000 L:0063`
Alternative APN	`MDLT M:0029 B:0000 L:0063`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,674 sqft Living Area
Gross Area	3,350 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	12 OAK AVE
City	MIDDLETON
State	MA
Zip	01949-2345
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Lot Number	63
Jurisdiction	MIDDLETON MA
Township / Civil Division	MIDDLETON
Census Block Group	2
Census Block	2000
Census Tract	212102

Owner

Source: Essex County and Middleton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 OAK AVE, MIDDLETON, MA 01949-2345
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance DREW MORTGAGE ASSOCIATES INC
Jun 20, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jun 5, 2018	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2018
Deed Sale	Jun 5, 2018
Prior Sale	Feb 22, 2007 · Amount on Record
Deed Document Number	20185002870
Deed Book / Page	36765 / 559
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETON MA
Property Address	12 OAK AVE, MIDDLETON, MA 01949-2345
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39437-95
Date	Jan 21, 2021
Book Page	39437/95
Instrument	20210121003300

Lender

Name	DREW MORTGAGE ASSOCIATES INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETON MA
Property Address	12 OAK AVE, MIDDLETON, MA 01949-2345
Document Number	36835-487
Instrument Date	Jun 20, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 OAK AVE MIDDLETON MA 019492345, MIDDLETON, MA 01949-2345

Mortgage

Document Number	36835-487
Date	Jul 2, 2018
Book Page	036835/000487
Instrument	2000930

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETON MA
Recording Date	Jun 5, 2018
Property Address	12 OAK AVE, MIDDLETON, MA 01949-2345
Document Number	36765-559
Book / Page	036765 / 000559
Instrument Date	Jun 5, 2018
Instrument	5002870
Transaction Type	Transfer
Record Updated	Jun 26, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 OAK AVE MIDDLETON MA 019492345, MIDDLETON, MA 01949-2345

Tax Assessment & Valuation

Source: Essex County and Middleton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Middleton Town
Secondary School District	Masconomet School District (07 - 12)
Elementary School District	Middleton School District (PK - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,478.00 (+10.65%)	$673,400 (+4.5%) Land $250,200 Building $418,900	$714,738 (-6.23%)
2025	$7,662.00 (-2.57%)	$644,400 (-3.39%) Land $250,200 Building $394,200	$762,185
2024	$7,864.00 (+10.43%)	$667,000 (+20.55%) Land $250,200 Building $416,800
2023	$7,121.00	$553,300 Land $263,000 Building $290,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	14 units insured incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETON WATER DEPT. serves 7,291 people · EPA ID MA3184000
Water Source	Purchased surface water from DANVERS WATER DEPT.
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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