12 Nutter Rd, North Reading, MA 01864 Property Records

Middlesex County and North Reading Town property record for 12 Nutter Rd, North Reading, MA 01864 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Lot Size	1.3 acres (56,628 sqft)
Owner	Individual Name on File
Last Sale	$770,000 (Nov 2020)
Tax Bill	$11,080 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Sep 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:22-P:009`

Property Details

APN / Parcel Number

Primary APN	`M:22-P:009`
Alternative APN	`NREA M:022.0 B:0000 L:0009.0`

Exterior

Lot Area	56,628 sqft (1.3 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	12 NUTTER RD
City	NORTH READING
State	MA
Zip	01864-2104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	9.0
Jurisdiction	NORTH READING MA
Township / Civil Division	NORTH READING
Census Block Group	1
Census Block	1000
Census Tract	330202

Owner

Source: Middlesex County and North Reading Town records · APN M:22-P:009

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12 NUTTER RD, NORTH READING, MA 01864-2104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Sep 25, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) READING COOPERATIVE BANK
Nov 02, 2020	Quit Claim Deed, Transfer · FHA Mortgage MORTGAGE NETWORK INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 02, 2020 · Amount on Record
Deed Sale	Nov 02, 2020 · Amount on Record
Prior Sale	Aug 30, 2012 · Amount on Record
Deed Document Number	20203451
Deed Book / Page	76064 / 118
Record Updated	Jun 08, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH READING MA
Property Address	12 NUTTER RD, NORTH READING, MA 01864-2104
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084890-177
Date	Nov 18, 2025
Book Page	84890/177
Instrument	141015

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Dec 01, 2050

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH READING MA
Property Address	12 NUTTER RD, NORTH READING, MA 01864-2104
Transaction Type	Mortgage
Record Updated	Oct 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00082029-1
Date	Sep 25, 2023
Book Page	82029/1
Instrument	107852

Lender

Name	READING COOPERATIVE BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Oct 01, 2043

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH READING MA
Recording Date	Nov 02, 2020
Property Address	12 NUTTER RD, NORTH READING, MA 01864-2104
Document Number	76064-118
Book / Page	76064 / 118
Instrument Date	Oct 15, 2020
Instrument	203451
Transaction Type	Transfer
Record Updated	Jun 08, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 NUTTER RD, NORTH READING, MA 01864-2104

Mortgage

Document Number	203452
Date	Nov 02, 2020
Instrument	203452

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and North Reading Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	North Reading Town
Unified School District	North Reading School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$11,080.00 (-0.49%)	$848,400 (+0.65%) Land $410,400 Building $438,000
2024	$11,135.00 (+3.1%)	$842,900 (+9.18%) Land $387,000 Building $455,900
2023	$10,800.00	$772,000 Land $355,600 Building $416,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173302021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low above 5% of the US · above 10% of Massachusetts
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 127 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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