12 North St, Edgartown, MA 02539 Property Records

Dukes County and Edgartown Town property record for 12 North St, Edgartown, MA 02539

Property Summary

Property Type	Single Family Home
Details	6 bd · 5.5 ba · 4,172 sqft · built 2019
Lot Size	0.52 acres (22,651 sqft)
Owner	Company Name on Record
Last Sale	$6,850,000 (Apr 2021)
Tax Bill	$16,541 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Apr 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`EDGA M:029A B:0038 L:2151`

Property Details

APN / Parcel Number

Primary APN	`EDGA M:029A B:0038 L:2151`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,172 sqft Living Area
Gross Area	9,339 sqft
Basement Area	2,525 sqft
Unfinished Basement	2,525 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,651 sqft (0.52 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	12 NORTH ST
City	EDGARTOWN
State	MA
Zip	02539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Subdivision	ANDREW F ZEPHIR
Legal Block	38
Legal Lot Number	2151
Jurisdiction	EDGARTOWN MA
Township / Civil Division	EDGARTOWN
Census Block Group	3
Census Block	3021
Census Tract	200300

Owner

Source: Dukes County and Edgartown Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	21 STONEGATE DR, WESTWOOD, MA 02090-3041
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Deed of Trust, Mortgage · Commercial Mortgage BANK OF NEW HAMPSHIRE
Apr 21, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage WEBSTER BANK
Dec 5, 2018	Deed of Trust, Mortgage N.A. BANK O
Jul 27, 2017	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2021 · Amount on Record
Deed Sale	Apr 21, 2021 · Amount on Record
Prior Sale	Jul 27, 2017 · Amount on Record
Deed Document Number	20213225
Deed Book / Page	1574 / 1069
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDGARTOWN MA
Property Address	12 NORTH ST, EDGARTOWN, MA 02539
Transaction Type	Mortgage
Record Updated	Apr 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1547-203
Date	Oct 15, 2020
Book Page	1547/203
Instrument	6497

Lender

Name	BANK OF NEW HAMPSHIRE
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EDGARTOWN MA
Recording Date	Apr 21, 2021
Property Address	12 NORTH ST, EDGARTOWN, MA 02539
Document Number	1574-1069
Book / Page	1574 / 1069
Instrument Date	Apr 21, 2021
Instrument	3225
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 STONEGATE DR, WESTWOOD, MA 02090-3041

Mortgage

Document Number	3227
Date	Apr 21, 2021
Instrument	3227

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDGARTOWN MA
Property Address	12 NORTH ST, EDGARTOWN, MA 02539
Document Number	1483-386
Instrument Date	Dec 5, 2018
Transaction Type	Mortgage
Record Updated	Dec 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2636 EDGARTOWN MA 025392636, EDGARTOWN, MA 02539-2636

Mortgage

Document Number	1483-386
Date	Dec 6, 2018
Book Page	001483/000386
Instrument	7000

Lender

Name	N.A. BANK O

Agreement

Amount	Amount Recorded

July 2017: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	EDGARTOWN MA
Recording Date	Jul 27, 2017
Property Address	12 NORTH ST, EDGARTOWN, MA 02539
Document Number	1444-693
Book / Page	001444 / 000693
Instrument Date	Jul 18, 2017
Instrument	4850
Transaction Type	Transfer
Record Updated	Aug 15, 2017

Transaction

Amount	Amount Recorded
Tax	$4,560.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	49 MORSE ST EDGARTOWN MA 02539, EDGARTOWN, MA 02539

Tax Assessment & Valuation

Source: Dukes County and Edgartown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Dukes County
County Subdivision	Edgartown Town
Secondary School District	Martha's Vineyard School District (09 - 12)
Elementary School District	Edgartown School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,541.00 (-5.29%)	$6,669,800 (+1.2%) Land $1,152,000 Building $5,517,800	$6,580,922
2025	$17,465.00 (+12.33%)	$6,590,600 (+8.09%) Land $1,017,700 Building $5,572,900
2024	$15,548.00 (-0.21%)	$6,097,300 (-1.38%) Land $1,017,700 Building $5,079,600
2023	$15,580.00	$6,182,600 Land $1,060,500 Building $5,122,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 106 policies
Nearby Flood Policies	106 in force
Nearby Flood Claims	7 (1991–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Coastal Storm, Oct 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDGARTOWN WATER DEPARTMENT serves 8,027 people · EPA ID MA4089000
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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