Westerly Town property record for 12 Ninigret Ave, Westerly, RI 02891 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 9 bd · 8.5 ba · 5,982 sqft · built 1894 |
| Lot Size | 2.22 acres (96,703 sqft) |
| Owner | Trust Name on File |
| Last Sale | $915,000 (Feb 1998) |
| Tax Bill | $45,916 (2025) |
| Deeds & Mortgages | Oct 2022 Refinance Oct 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | WEST M:180 B:7 |
| Primary APN | WEST M:180 B:7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 9 Beds |
|---|---|
| Full Baths | 8.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 18 Rooms |
| Stories | 3 Stories |
| Building Area | 5,982 sqft Living Area |
| Gross Area | 11,689 sqft |
| Year Built | Built 1894 |
|---|---|
| Effective Year Built | Effective 1894 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 96,703 sqft (2.22 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 4160585 |
|---|---|
| Street Address | 12 NINIGRET AVE |
| City | WESTERLY |
| State | RI |
| Zip | 02891-5612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 7 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 51000 |
Source: Westerly Town records · APN WEST M:180 B:7
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 15 KENSINGTON RD, 114, BRONXVILLE, NY 10708-1443 |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 04, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance MIDFIRST BANK |
| Oct 04, 2022 | Deed of Trust, Mortgage · Line of Credit MIDFIRST BANK |
| Sep 25, 2018 | Deed of Trust, Mortgage JP MORGAN CHASE BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 02, 1998 · Amount on Record |
| Deed Sale | Feb 02, 1998 · Amount on Record |
| Deed Book / Page | 683 / 141 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 12 NINIGRET AVE, WESTERLY, RI 02891-5612 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022-17316 |
|---|---|
| Date | Oct 04, 2022 |
| Book Page | 2022/17316 |
| Instrument | 2022-4179 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 12 NINIGRET AVE, WESTERLY, RI 02891-5612 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022-17307 |
|---|---|
| Date | Oct 04, 2022 |
| Book Page | 2022/17307 |
| Instrument | 2022-4178 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 12 NINIGRET AVE, WESTERLY, RI 02891-5612 |
| Document Number | 2018-6127 |
| Instrument Date | Sep 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2019 |
| Name | Verified Name |
|---|---|
| Address | 12 NINIGRET AVE WESTERLY RI 028915612, WESTERLY, RI 02891-5612 |
| Document Number | 2018-6127 |
|---|---|
| Date | Sep 27, 2018 |
| Book Page | 002018/016127 |
| Instrument | 4064 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 26, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $45,916.00 (+13.21%) | $6,457,900 (+53.17%) Land $3,763,700 Building $2,694,200 |
| 2023 | $40,559.00 (+0.63%) | $4,216,100 (-) Land $2,521,600 Building $1,694,500 |
| 2022 | $40,306.00 | $4,216,100 Land $2,521,600 Building $1,694,500 |
Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090510001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 456 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 506 units insured (50 under condo master policies) 99 of 456 individual policies on primary residences |
| Nearby Flood Claims | 157 (1978–2024) |
| Claims Outside the SFHA | 22 of 157 |
| Most Recent Claim | Jan 2024, rainfall accumulation, Severe Storms And Flooding |
| Flood Events |
|
| Wildfire Risk | Low above 20% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Watch Hill Historic District listed 1985 · 179 contributing resources · NRIS 85001948 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures