Worcester County and Gardner City property record for 12 Nelson St, Gardner, MA 01440 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,202 sqft · built 1875 |
| Lot Size | 0.337 acres (14,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $89,000 (Jan 1994) |
| Tax Bill | $52 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | M:S-26 B:0001 L:0032 |
| Primary APN | M:S-26 B:0001 L:0032 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,202 sqft Living Area |
| Gross Area | 4,424 sqft |
| Year Built | Built 1875 |
|---|---|
| Effective Year Built | Effective 1875 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 14,700 sqft (0.337 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 12 NELSON ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-2011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 19 |
| Legal Lot Number | 32 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 707500 |
Source: Worcester County and Gardner City records · APN M:S-26 B:0001 L:0032
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 NELSON ST, GARDNER, MA 01440-2011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 19, 1994 · Amount on Record |
| Deed Sale | Jan 19, 1994 · Amount on Record |
| Deed Book / Page | 15983 / 257 |
| Record Updated | Jun 08, 2026 |
Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $52.00 (-99.02%) | $364,300 (+3.41%) Land $71,400 Building $292,900 | $384,750 |
| 2024 | $5,281.00 (+2.29%) | $352,300 (+10.06%) Land $64,900 Building $287,400 | |
| 2023 | $5,163.00 | $320,100 Land $64,000 Building $256,100 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 244 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 2,000 |
| Gateway Fiber Holdings | Fiber | 2,000 / 2,000 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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