12 Narragansett Ave, Chepachet, RI 02814 Property Records

Glocester Town property record for 12 Narragansett Ave, Chepachet, RI 02814

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,296 sqft · built 1987
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Company Names on Record
Last Sale	$282,000 (Jun 2019)
Tax Bill	$4,827 (2025)
Deeds & Mortgages	Mar 2021 Refinance Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8-0753-43`

Property Details

APN / Parcel Number

Primary APN	`8-0753-43`
Alternative APN	`GLOC M:0HL B:088`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,296 sqft Living Area
Gross Area	2,748 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	8-0753-43
Street Address	12 NARRAGANSETT AVE
City	CHEPACHET
State	RI
Zip	02814-4402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	80
Legal Block	88
Jurisdiction	GLOCESTER RI
Township / Civil Division	GLOCESTER
Census Block Group	2
Census Block	2036
Census Tract	13102

Owner

Source: Glocester Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	12 NARRAGANSETT AVE, CHEPACHET, RI 02814-4402
Owner Type	Company
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SHAMROCK HOME LOANS
Jun 20, 2019	Warranty Deed, Transfer · FHA Mortgage SHAMROCK FINANCIAL CORP
Jan 30, 2019	Foreclosure · Stand-Alone First Mortgage SHANNON SOMYK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2019 · Amount on Record
Deed Sale	Jun 20, 2019 · Amount on Record
Prior Sale	Jan 30, 2019 · Amount on Record
Deed Document Number	201941176
Deed Book / Page	796 / 268
Prior Transfer Date	Oct 2, 2018
Prior Transfer Doc	788-56
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOCESTER RI
Property Address	12 NARRAGANSETT AVE, CHEPACHET, RI 02814-4402
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000857-233
Date	Mar 5, 2021
Book Page	857/233
Instrument	46118

Lender

Name	SHAMROCK HOME LOANS

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOCESTER RI
Recording Date	Jun 20, 2019
Property Address	12 NARRAGANSETT AVE, CHEPACHET, RI 02814-4402
Document Number	796-268
Book / Page	796 / 268
Instrument Date	Jun 20, 2019
Instrument	41176
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 NARRAGANSETT AVE, CHEPACHET, RI 02814-4402

Mortgage

Document Number	41177
Date	Jun 20, 2019
Instrument	41177

Lender

Name	SHAMROCK FINANCIAL CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

January 2019: Foreclosure

Document Type	Foreclosure
Jurisdiction	GLOCESTER RI
Recording Date	Jan 30, 2019
Property Address	12 NARRAGANSETT AVE, CHEPACHET, RI 02814-4402
Document Number	788-56
Book / Page	788 / 56
Instrument Date	Oct 2, 2018
Instrument	40335
Transaction Type	Foreclosure
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 LEDGEFIELD RD, N SCITUATE, RI 02857-2017

Mortgage

Document Number	40336
Date	Jan 30, 2019
Instrument	40336

Lender

Name	SHANNON SOMYK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Glocester Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Glocester Town
Secondary School District	Foster-Glocester Regional School District (06 - 12)
Elementary School District	Glocester Elementary School District (PK - 05)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,827.00 (+0.06%)	$338,500 (-) Land $123,400 Building $215,100	$438,456
2023	$4,824.00 (+0.54%)	$338,500 (+31.87%) Land $123,400 Building $215,100
2022	$4,798.00	$256,700 Land $76,800 Building $179,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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