12 Nanticoke Rd, Cambridge, MD 21613 Property Records

Dorchester County property record for 12 Nanticoke Rd, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,190 sqft · built 1957
Lot Size	0.374 acres (16,300 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Dec 2019)
Tax Bill	$2,692 (2026)
Deeds & Mortgages	May 2022 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-156170`

Property Details

APN / Parcel Number

Primary APN	`07-156170`
Alternative APNs	`7156170` `156170`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,190 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Conventional
Exterior Material	Wood Shingle
Roof Material	Composition Shingle
Lot Area	16,300 sqft (0.374 acres)

Exterior Amenities

Pool Area	512 sqft
Porch	Porch
Porch Area	252 sqft
Deck Area	210 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	156170
Street Address	12 NANTICOKE RD
City	CAMBRIDGE
State	MD
Zip	21613-1012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	LOT 2 12 NANTICOKE ROAD CAMBRIDGE
Legal Subdivision	ALGONQUIN MANOR SUB DIVISION
Legal Block	E
Legal Lot Number	2
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	4
Census Block	4008
Census Tract	970702

Owner

12 Nanticoke Rd is owned and occupied by an individual who bought it in December 2019.

Source: Dorchester County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	12 NANTICOKE RD, CAMBRIDGE, MD 21613-1012
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF AMERICA FSB
Dec 31, 2019	Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2019 · Amount on File
Deed Sale	Dec 31, 2019 · Amount on File
Prior Sale	May 10, 2019 · Amount on File
Deed Book / Page	1555 / 377
Record Updated	Oct 29, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DORCHESTER MD
Recording Date	May 24, 2022
Property Address	12 NANTICOKE RD, CAMBRIDGE, MD 21613-1012
Document Number	0017440104
Book / Page	1744 / 104
Map Reference	LB PLC5 FO 41
Instrument Date	Apr 11, 2022
Transaction Type	Transfer
Record Updated	Jun 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 NANTICOKE RD, CAMBRIDGE, MD 21613-1012

Mortgage

Document Number	0001744111
Date	May 24, 2022
Instrument	1744-111

Lender

Name	BANK OF AMERICA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Dec 31, 2019
Property Address	12 NANTICOKE RD, CAMBRIDGE, MD 21613-1012
Document Number	0015550377
Book / Page	1555 / 377
Map Reference	LB 5 FO 41
Instrument Date	Dec 10, 2019
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	DBA REAL ESTATE T&E

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12 NANTICOKE RD, CAMBRIDGE, MD 21613-1012

Mortgage

Document Number	0001555385
Date	Dec 31, 2019
Instrument	1555/385

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 12 Nanticoke Rd was $2,692 with a homeowner's exemption, up 3.7% from the year before.

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,692.00 (+3.74%) Homeowner's exemption	$233,100 Land $61,300 Building $171,800	$233,100 Land $61,300 Building $171,800
2025	$2,595.00 Homeowner's exemption
2023	$2,282.00 Homeowner's exemption	$208,733	$247,400 Land $61,300 Building $186,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Nanticoke Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	31 units insured incl. 7 condo units
Nearby Flood Claims	10 (1993–2024)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Nanticoke Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Bay Country Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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