12 Nancy Dr, Novato, CA 94947 Property Records

Marin County property record for 12 Nancy Dr, Novato, CA 94947

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,025 sqft · built 1959
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Individual Names on File
Last Sale	$700,000 (Oct 2017)
Tax Bill	$10,365 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Sep 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`146-165-24`

Property Details

APN / Parcel Number

Primary APN	`146-165-24`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,025 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1988
Architectural Style	Contemporary
Lot Area	8,400 sqft (0.193 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Deck Area	379 sqft
Patio Area	379 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	12 NANCY DR
City	NOVATO
State	CA
Zip	94947-3827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L24 /B9P67 M MILLWOOD TERRACE
Legal Subdivision	MILLWOOD TERRACE
Legal Lot Number	24
Jurisdiction	MARIN CA
Township / Civil Division	NOVATO
Census Block Group	1
Census Block	1015
Census Tract	103100

Owner

12 Nancy Dr is owned and occupied by two individuals who acquired it in September 2021.

Source: Marin County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 NANCY DR, NOVATO, CA 94947-3827
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2026	Deed of Trust, Mortgage · Line of Credit REDWOOD CU
Sep 24, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC
Apr 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Apr 3, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Oct 10, 2017	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2017 · Amount on File
Deed Sale	Oct 10, 2017 · Amount on File
Prior Sale	Aug 14, 2008 · Amount on File
Deed Document Number	201740196
Last Transfer Date	Sep 20, 2021
Transfer Doc	0000059399
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	12 NANCY DR, NOVATO, CA 94947-3827
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 NANCY DR, NOVATO, CA 94947-3827

Mortgage

Document Number	0000002550
Date	Feb 5, 2026
Instrument	2026-0002550

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jan 15, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARIN CA
Recording Date	Sep 24, 2021
Property Address	12 NANCY DR, NOVATO, CA 94947-3827
Document Number	0000059399
Map Reference	VOL 9 PG 67
Instrument Date	Sep 20, 2021
Instrument	2021-0059399
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	12 NANCY DR, NOVATO, CA 94947-3827

Mortgage

Document Number	0000059400
Date	Sep 24, 2021
Instrument	2021-0059400

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2041

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	12 NANCY DR, NOVATO, CA 94947-3827
Document Number	0000006637
Instrument Date	Feb 14, 2020
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12 NANCY DR NOVATO CA 949473827, NOVATO, CA 94947-3827

Mortgage

Document Number	0000006637
Date	Feb 20, 2020
Instrument	6637

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 19, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	12 NANCY DR, NOVATO, CA 94947-3827
Document Number	0000012964
Instrument Date	Apr 15, 2019
Transaction Type	Mortgage
Record Updated	Apr 30, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12 NANCY DR NOVATO CA 949473827, NOVATO, CA 94947-3827

Mortgage

Document Number	0000012964
Date	Apr 19, 2019
Instrument	12964

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 18, 2049

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	12 NANCY DR, NOVATO, CA 94947-3827
Document Number	0000012423
Instrument Date	Apr 3, 2018
Transaction Type	Mortgage
Record Updated	Apr 16, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12 NANCY DR NOVATO CA 949473827, NOVATO, CA 94947-3827

Mortgage

Document Number	0000012423
Date	Apr 9, 2018
Instrument	12423

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 8, 2048

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARIN CA
Recording Date	Oct 10, 2017
Property Address	12 NANCY DR, NOVATO, CA 94947-3827
Document Number	0000040196
Instrument Date	Oct 5, 2017
Instrument	40196
Transaction Type	Transfer
Record Updated	Oct 31, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12 NANCY DR NOVATO CA 949473827, NOVATO, CA 94947-3827

Mortgage

Document Number	40197
Date	Oct 10, 2017
Instrument	40197

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 9, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12 Nancy Dr was $10,365.

Source: Marin County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Marin County
Municipality	Novato City
Unified School District	Novato Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$810,070 (+2%) Land $493,238 Building $316,832
2025	$10,365.00	$794,191 Land $483,569 Building $310,622
2023	$9,987.00 (+2.35%)	$763,352 Land $464,792 Building $298,560
2022	$9,758.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12 Nancy Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (1986–1998)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Nancy Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MARIN WATER DISTRICT serves 61,691 people · EPA ID CA2110003
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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