12 N Wayne St, Phelps, NY 14532 Property Records

Ontario County and Phelps Town property record for 12 N Wayne St, Phelps, NY 14532

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,336 sqft · built 1860
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$127,660 (Apr 2007)
Tax Bill	$5,832 (2026)
Deeds & Mortgages	Mar 2024 Line of Credit Aug 2021 Refinance + 2 more
APN	`5792-000-06`

Property Details

APN / Parcel Number

Primary APN	`5792-000-06`
Alternative APNs	`324001 48.09-3-4.000` `40010480090003004000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,336 sqft Living Area
1st Floor Area	1,234 sqft
2nd Floor Area	1,102 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	302 ft deep x 94 ft wide

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	452 sqft
Porch	Slab
Porch Area	714 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5792-000-06
Street Address	12 N WAYNE ST
City	PHELPS
State	NY
Zip	14532-1028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	0.25 ACRE
Legal Block	3
Legal Lot Number	4.000
Jurisdiction	ONTARIO NY
Township / Civil Division	PHELPS
Census Block Group	2
Census Block	2004
Census Tract	50401

Owner

12 N Wayne St is owned and occupied by two individuals who acquired it in August 2021.

Source: Ontario County and Phelps Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 N WAYNE ST, PHELPS, NY 14532-1028
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2024	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Aug 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance M & T BANK
Aug 17, 2021	Quit Claim Deed, Transfer Quitclaim
May 1, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance GENERATIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2007 · Amount on File
Deed Sale	Apr 10, 2007 · Amount on File
Deed Book / Page	1182 / 269
Last Transfer Date	Aug 2, 2021
Transfer Doc	0000000194
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Property Address	12 N WAYNE ST, PHELPS, NY 14532-1028
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003256/890
Date	Mar 26, 2024
Book Page	3256/890
Instrument	202403260094

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Property Address	12 N WAYNE ST, PHELPS, NY 14532-1028
Transaction Type	Mortgage
Record Updated	Feb 26, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003091/40
Date	Aug 17, 2021
Book Page	3091/40
Instrument	202108170195

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2031

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ONTARIO NY
Recording Date	Aug 17, 2021
Property Address	12 N WAYNE ST, PHELPS, NY 14532-1028
Document Number	1478/858
Book / Page	1478 / 858
Instrument Date	Aug 2, 2021
Instrument	202108170194
Transaction Type	Transfer
Record Updated	Nov 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Property Address	12 N WAYNE ST, PHELPS, NY 14532-1028
Transaction Type	Mortgage
Record Updated	May 28, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2881/205
Date	May 1, 2019
Book Page	2881/205

Lender

Name	GENERATIONS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	97 Months
Due	Jun 1, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 12 N Wayne St was $5,832 with a homeowner's exemption, up 20.2% from the year before.

Source: Ontario County and Phelps Town assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ontario County
County Subdivision	Phelps Town
Municipality	Phelps Village
Unified School District	Phelps-Clifton Springs Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,832.00 (+20.25%) Homeowner's exemption
2025	$4,850.00	$155,000 Land $13,000 Building $142,000	$215,300 Land $18,057 Building $197,243
2023		$155,000 Land $13,000 Building $142,000	$189,024 Land $15,854 Building $173,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 12 N Wayne St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 N Wayne St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PHELPS ROUTE 14 WD serves 400 people · EPA ID NY3430049
Water Source	Purchased surface water from WATERLOO VILLAGE
Last State Inspection	Oct 2024
Also Mapped Here	PHELPS VILLAGE
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CBN.

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