Pender County property record for 12 N Ryder Ct, Hampstead, NC 28443 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,196 sqft · built 2017 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on File |
| Last Sale | $227,500 (Nov 2017) |
| Tax Bill | $1,671 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jan 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3293-62-4020-0000 |
| Primary APN | 3293-62-4020-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,196 sqft Living Area |
| Year Built | Built 2017 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 15,246 sqft (0.35 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 32 sqft |
| Patio Area | 24 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Account Number | 400977886 |
|---|---|
| Street Address | 12 N RYDER CT |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-7741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 4 PB 60/19 THE POINT |
| Legal Subdivision | THE POINT |
| Legal Lot Number | 4 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 920202 |
Source: Pender County records · APN 3293-62-4020-0000
Assessment roll updated January 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 12 N RYDER CT, HAMPSTEAD, NC 28443-7741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 06, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jan 13, 2025 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jul 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Oct 04, 2019 | Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE |
| Nov 16, 2017 | Warranty Deed, Subdivision Related Transfer · VA Mortgage ALPHA MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 16, 2017 · Amount on Record |
| Deed Sale | Nov 16, 2017 · Amount on Record |
| Deed Document Number | 0023074654 |
| Deed Book / Page | 2307 / 4654 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 12 N RYDER CT, HAMPSTEAD, NC 28443-7741 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0047670877 |
|---|---|
| Date | Oct 06, 2021 |
| Book Page | 4767/877 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 12 N RYDER CT, HAMPSTEAD, NC 28443-7741 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 12 N RYDER CT, HAMPSTEAD, NC 28443-7741 |
| Document Number | 0048541059 |
|---|---|
| Date | Jan 13, 2025 |
| Book Page | 4854/1059 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 12 N RYDER CT, HAMPSTEAD, NC 28443-7741 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0047171827 |
|---|---|
| Date | Jul 13, 2020 |
| Book Page | 4717/1827 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 12 N RYDER CT, HAMPSTEAD, NC 28443-7741 |
| Document Number | 0046950558 |
| Instrument Date | Oct 04, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2019 |
| Title Company | RAVENSWOOD TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12 N RYDER CT HAMPSTEAD NC 284437741, HAMPSTEAD, NC 28443-7741 |
| Document Number | 0046950558 |
|---|---|
| Date | Oct 09, 2019 |
| Book Page | 004695/000558 |
| Instrument | 20054880 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 08, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Nov 16, 2017 |
| Property Address | 12 N RYDER CT, HAMPSTEAD, NC 28443-7741 |
| Document Number | 0046542307 |
| Book / Page | 4654 / 2307 |
| Map Reference | MB60 PG19 |
| Instrument Date | Nov 16, 2017 |
| Instrument | 4654-2307 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 31, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $455.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4073 BELLE TERRE BLVD, 4073, MYRTLE BEACH, SC 29579-9430 |
| Name | Verified Name |
|---|---|
| Relationship | Et Al (and Others) |
| Address | 12 N RYDER CT, HAMPSTEAD, NC 28443-7741 |
| Document Number | 0046542309 |
|---|---|
| Date | Nov 16, 2017 |
| Instrument | 4654-2309 |
| Name | ALPHA MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2047 |
Source: Pender County records · Assessment roll updated January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,671.00 (-12.92%) | $532,115 (+160.67%) Land $69,250 Building $462,865 | $532,115 (+160.67%) Land $69,250 Building $462,865 |
| 2023 | $204,131 (-) Land $33,075 Building $171,056 | $204,131 (-) Land $33,075 Building $171,056 | |
| 2022 | $1,919.00 | $204,131 Land $33,075 Building $171,056 | $204,131 Land $33,075 Building $171,056 |
Source: FEMA National Flood Hazard Layer, Pender County (37141C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 44% of the US · above 64% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,563 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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