12 N River Rd, Stuart, FL 34996 Property Records

Martin County property record for 12 N River Rd, Stuart, FL 34996 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2001
Square Footage2,318 sqft Living Area
Lot Size14,985 sqft (0.344 acres)
OccupancyOwner Occupied
Last Sale$555,000 (2019)
Tax Bill$6,851.00 (2024)

Property Details

APN / Parcel Number

Primary APN35-37-41-002-005-00040-1
Alternative APN
  • 9449

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Total Rooms3 Rooms
Building Area2,318 sqft Living Area
1st Floor2,318 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure
ElevatorElevator

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 2001
Exterior MaterialStucco Exterior
Construction TypeConcrete Blocks Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area14,985 sqft (0.344 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area572 sqft Garage
Pool Area512 sqft Pool
Porch1 Porch
Porch Area168 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account Number9449
Street Address12 N RIVER RD
CitySTUART
StateFL
Zip34996-6630
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionINDIALUCIE LOT 4 BLK 5 OR 340/514
Legal Range41E
Legal Township37S
Legal Section35
Legal SubdivisionINDIALUCIE
Legal Block5
Legal Lot Number4
JurisdictionMARTIN FL
Minor Civil DivisionSTUART
Census Blockgroup2
Census Block2014
Census Tract502

Owner

Source: Martin County records · APN 35-37-41-002-005-00040-1

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12 N RIVER RD, STUART, FL 34996-6630
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 29, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 29, 2019 · Amount on Record
Deed SaleMay 29, 2019 · Amount on Record
Prior SaleJul 01, 2016 · Amount on Record
Deed Doc Number0030612061
Deed Book / Page3061 / 2061
Record RefreshedJun 08, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address12 N RIVER RD, STUART, FL 34996-6630
Transaction TypeMortgage
Record UpdatedJan 30, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 N RIVER RD, STUART, FL 34996-6630

Mortgage

Document Number0032872858
DateJan 24, 2022
Book Page3287/2858
Instrument2938514
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 01, 2037

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateMay 29, 2019
Property Address12 N RIVER RD, SEWALLS POINT, FL 34996-6630
Document Number0030612061
Book / Page003061 / 002061
Instrument DateMay 22, 2019
Instrument2756929
Transaction TypeTransfer
Record UpdatedJun 27, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$3,885.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address12 N RIVER RD STUART FL 349966630, STUART, FL 34996-6630

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
MunicipalitySewall's Point Town
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$448,804 (+5.99%)$805,780 (-6%) Land $375,000 Building $430,780
2024$6,851.00 (+2.13%)
2023$6,708.00 (+3.34%) Additional exemption filed$423,453 (+3%)$857,240 (+12.17%) Land $350,000 Building $507,240
2022$6,491.00 Homeowner's exemption$411,120$764,240 Land $350,000 Building $414,240

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 2% of the US · above 2% of Florida
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on N River Rd

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